Forward Select EM Dividend Fund

Fund Fees

Updated 05.01.2013

Maximum Sales Fees %
Initial
Deferred 1.0

Updated 05.01.2013

Maximum Fees %
Administrative 0.065
Management 1.1
Redemption

Updated 05.01.2013

Actual Fees %
12b-1 0.75
Management 1.1
Net Expense Ratio: Annual Report 2.39
Net Expense Ratio: Prospectus 2.34

Updated 03.05.2014

Total Cost Projections
3-Year $948.00
5-Year $1,659.00
10-Year $3,541.00

Purchase Information

Updated 05.01.2013

Minimum Investments
Initial $4,000.00
Additional $100.00
Initial IRA $4,000.00
Additional IRA $100.00
Initial AIP $500.00
Additional AIP $100.00