Forward Select EM Dividend Fund

Fund Fees

Updated 05.01.2013

Maximum Sales Fees %
Initial
Deferred

Updated 05.01.2013

Maximum Fees %
Administrative 0.065
Management 1.1
Redemption

Updated 05.01.2013

Actual Fees %
12b-1
Management 1.1
Net Expense Ratio: Annual Report 1.39
Net Expense Ratio: Prospectus 1.39

Updated 03.05.2014

Total Cost Projections
3-Year $664.00
5-Year $1,189.00
10-Year $2,627.00

Purchase Information

Updated 05.01.2013

Minimum Investments
Initial $100,000.00
Additional
Initial IRA
Additional IRA
Initial AIP
Additional AIP