MainStay New York Tax Free Opportunities Fund

Fund Fees

Updated 02.28.2014

Maximum Sales Fees %
Initial 4.5
Deferred

Updated 02.28.2014

Maximum Fees %
Administrative
Management 0.5
Redemption

Updated 02.28.2014

Actual Fees %
12b-1 0.25
Management 0.5
Net Expense Ratio: Annual Report 0.75
Net Expense Ratio: Prospectus 0.76

Updated 07.03.2014

Total Cost Projections
3-Year $717.00
5-Year $926.00
10-Year $1,527.00

Purchase Information

Updated 02.28.2014

Minimum Investments
Initial $25,000.00
Additional
Initial IRA $25,000.00
Additional IRA
Initial AIP
Additional AIP