Putnam RetirementReady 2020 Fund

Scorecard
1 / 5 Stars
Lipper
1 1 4 3 5
Zacks Investment Research
4 (Sell)
Standard & Poor's
2 / 5 Stars
TheStreet.com
D+ (Sell)

#35 in Target Date 2016-2020

U.S. News evaluated 46 Target Date 2016-2020 Funds. Our list highlights the top-rated funds for long-term investors based on the ratings of leading fund industry researchers.

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Performance

The fund has returned 8.75 percent over the past year, 6.47 percent over the past three years, and 2.78 percent over the past five years.

Trailing Returns Updated 04.30.2013
Year to date 5.4%
1 Year 8.7%
3 Years (Annualized) 6.5%
5 Years (Annualized) 2.8%
10 Years (Annualized) N/A

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Summary

The investment seeks capital appreciation and current income consistent with a decreasing emphasis on capital appreciation and an increasing emphasis on current income as it approaches its target date. The fund's asset allocation strategy may be attractive to investors who plan to retire or otherwise intend to begin making periodic withdrawals of their investments in or about 2020. It is designed to provide diversification among different asset classes by investing a majority of its assets in other Putnam mutual funds, referred to as underlying funds. The fund invests 48% of assets in equity and 52% of assets in fixed income securities.

Fees

Fees are Low compared to funds in the same category.
Putnam RetirementReady 2020 Fund has an expense ratio of 0.25 percent.

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Risk

Risk is Below Average compared to funds in the same category according to Morningstar.

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