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5 Retirement Moves for New Graduates
Tweet Share on Facebook June 18, 2010 CommentAs a new graduate, you might be laughing at that title and saying, "You want me to start thinking about retirement now?" Yes, I do. If you are a new graduate, it's the perfect time to begin planning for retirement. There's no pressure, you've got a long time before you need to reach your goal, and it won't take a lot of money now to have a huge impact. Here are five retirement savings moves each new graduate should make.
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The Number One Obstacle to Retirement
Tweet Share on Facebook June 18, 2010 CommentAt first it would seem that the biggest obstacle to retirement is not having enough money. Most people simply don’t have enough in the bank to retire comfortably. While that is certainly a big part of the equation, it's just the tip of the iceberg. Why don't many people have enough money to retire? They didn't save enough, of course. But why didn't they save enough? And that brings us to what is, for many, the biggest obstacle to retirement--debt. And the problem isn’t just any debt. The problem is non-mortgage debt.
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5 Ways to Protect a Surviving Spouse in Retirement
Tweet Share on Facebook June 17, 2010 Comment (6)Retirement planning for a married couple is more complex because it’s not all about you. Spouses have a moral obligation to consider the financial impact of their planning decisions on their married partner. Here are five ways you can protect a surviving spouse in retirement.
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How to Set a Retirement Savings Goal
Tweet Share on Facebook June 17, 2010 Comment (5)How is your nest egg coming along? It’s difficult to know if you haven’t calculated how much you will need to retire. Here are three steps to quickly establish how big your nest egg needs to be.
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12 Ways to Make the Most of Your 401(k)
Tweet Share on Facebook June 16, 2010 Comment (8)By now, you'd think that everyone with a job has at least one 401(k) account. But unfortunately, not all employers offer retirement accounts. And not everyone with access to a 401(k) participates. Even among retirement investors, some 401(k) participants need serious help planning for a comfortable retirement. Here are 12 ways to make the most of your 401(k).
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10 Reasons Retirement Makes You Feel Younger
Tweet Share on Facebook June 15, 2010 Comment (7)Retirement gets a bad rap. It conjures images of white hair, rocking chairs, and forgetting where you left your teeth. It reminds you of that man driving ten miles an hour under the speed limit with the turn signal still blinking after a lane change six miles ago. Retirement is just another word for getting old, right?
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A Simple Way to Become Wealthy
Tweet Share on Facebook June 15, 2010 Comment (7)My first real job was as a junior enlisted member of the United States Air Force. I had great benefits, but as a low ranking enlisted member my take home pay wasn't worth bragging about. I was earning a comfortable living for a 19-year-old, but I didn't think I had enough money to invest. It turns out I was wrong.
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5 Places to Retire On Social Security Alone
Tweet Share on Facebook June 14, 2010 Comment (273)One of the most compelling reasons to consider retiring to another country is the opportunity to reduce your cost of living, maybe dramatically.
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7 Retirement Savings Mistakes You Might Be Making
Tweet Share on Facebook June 11, 2010 Comment (1)With all the retirement advice available today, you would think that we investors wouldn't make mistakes. But investment errors happen a lot more than they should. Here are some common mistakes made in retirement planning and how to avoid them.
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How to Ladder Your Retirement Savings
Tweet Share on Facebook June 10, 2010 CommentLadders are an excellent way for the do-it-yourself retirement investor to manage risk while seeking above average returns. When an investment or asset class is laddered, units of the investment are deliberately purchased at different times or with different maturities. This can create a group of the same investments in which risks of ownership are reduced. Here are three conservative asset classes that you can ladder as part of a retirement portfolio.
