5 Reasons You Won't Retire Early

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Reason #6 - You and/or your spouse have a pre-existing health condition which prevents you from obtaining health insurance in the private market.

Stuart of TX 2:10PM September 13, 2010

retirement is just not a big deal..IF..you love your job. Do something you LOVE to do.....then retirement is just passing a tickie mark on your power point...and you better be doing what you want to be doing........or get there somehow.....
best of luck!!! and party ON.......

Phil Griesbach of AZ 12:21AM August 13, 2010

A little advice from a guy who did it at 61:
Save. Everything you can. Start now.
Get out of 401K accounts that play the stock market. Put it in CDs instead. Sure, the Fed has shafted savers with their eternal one percent rate. But your money will still grow--and no stock player or stock fund will lose any of it.
Drive a reasonable car and take care of it.
Rent an apartment, don't buy a house. Most are money pits. And lousy investments.
Vacation in off seasons--the weather is better and the water is clearer in Florida in the summer and Hawaii in May, and the rates are incredibly low.
Quit buying anything you don't need.
Quit restaurant spending. Cook. And eat healthy.
Exercise a lot. You will sleep better.
Married. Save the salary of the highest paid spouse. All of it. Every month.
You will make it.
Then buy a great small house at a greatly reduced price--bargain hard, as there are thousands and thousands in the marketplace.
And every day, before and after retirement, be happy.

Fredboy of FL 10:05PM August 07, 2010

That is only the FIRST five, there are many more.

Taxpayer of KS 11:40PM August 06, 2010

Without taking time to carefully plan and really understand what retirement will look like BEFORE you retire, you definitely won't be retiring early. Not saving enough or saving ineffectively cannot be addressed after you make the retirement move. Review the situation now so if there is a shortfall, you still have some time to address the problem. And some kind of job after retirement may be just what you need to finally be able to do what you are passionate about. If your career was just about making money, your retirement job could be doing what you love. So each morning you look forward to getting started and keeping active. Again, planning now will help prepare for what happens later.

Dave of CA 3:19PM August 06, 2010