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The World’s Top Retirement Havens For 2011
Tweet Share on Facebook November 15, 2010 Comment (75)As we move toward the start of the new year, it’s time to take a look at the world map to identify the world's top retirement havens for 2011. Depending on the size of your retirement budget, here’s where you should be looking to realize the adventure-filled retirement of your dreams.
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Should You Use a Reverse Mortgage in Retirement?
Tweet Share on Facebook November 12, 2010 Comment (5)Seniors strapped for cash might want to consider a reverse mortgage in retirement. These loans have become a popular tool for retirees who found their retirement savings hammered by the down market. Over 100,000 people took out a reverse mortgage in the U.S. last year. But a reverse mortgage isn’t necessarily a good idea for everyone. Here is how to tell if these loans are right for you.
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7 Ways to Become Your Own Retirement Planner
Tweet Share on Facebook November 11, 2010 Comment (5)I support the concept of being your own retirement and financial planner or at least being in full control of the process. It is your money at risk and your retirement future being planned. You are best qualified to understand your risk tolerance and your retirement goals.
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7 Ways to Check Up on Your 401(k)
Tweet Share on Facebook November 10, 2010 CommentOnce you start work at a new company you will probably be invited to join their 401(k) plan. You will need to spend a few hours selecting the proper investment choices and deciding on the percentage of your salary to contribute. However, this is only step one.
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6 Secrets to a Healthy Retirement
Tweet Share on Facebook November 10, 2010 Comment (3)If you are planning for retirement, chances are you are mostly thinking about money. Of course, you will need a solid financial base for retirement. But overlook the most important element of a happy retirement, and you run the risk of having a retirement that’s, well, not so happy.
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How and When to Start Saving For Retirement
Tweet Share on Facebook November 9, 2010 Comment (2)Despite the fact that it's better to start saving for retirement at a young age, most people don't begin to think about their retirement needs until much later in life. To stress the importance of retirement saving, many financial experts recommend you begin saving for retirement right now, no matter what. But the reality lies somewhere in between. If you are foregoing basic necessities now for the sake of the future, then now is not the time to start saving for retirement.
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How To Retire Overseas Part-time
Tweet Share on Facebook November 8, 2010 Comment (4)David and Alexandra Landis researched the idea of retiring overseas for over a dozen years. But they just couldn’t bring themselves to take the leap. The idea of selling everything they owned in the United States and abandoning their current lifestyle completely scared them. Then they realized something. An abrupt change wasn’t their only option. They could become part-time retirees abroad and still maintain a place in the States.
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5 Ways to Simplify Your Financial Life in Retirement
Tweet Share on Facebook November 5, 2010 Comment (3)Ideally you should be focused on enjoying life in retirement, and not obsessing or fumbling over your finances. Here are some steps to simplify your money matters in retirement.
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6 Reasons to Consider Retirement on a Cruise Ship
Tweet Share on Facebook November 5, 2010 Comment (3)My wife and I just got back from our first cruise. We took a 5-day cruise from Charleston, S.C. to the Bahamas. A significant percentage of the 2,200 guests on the cruise were retired. A cruise generally offers many benefits to retirees at a compelling value. Here are six reasons to consider spending a significant portion of your retirement years on the water.
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4 Key Questions for Annuity Salespeople
Tweet Share on Facebook November 4, 2010 Comment (6)Annuities are popular as retirement investments. They are particularly popular with the people who sell them because of the commissions they receive. Annuities come in different types and with dozens of different features. Thus, buying an annuity is similar to purchasing a new car. You have a salesperson working very hard to sell you a complicated and expensive product with lots of bells and whistles. This is the time for you to ask a lot of questions, just like you would do on the car lot. Here are some suggested questions.
