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6 Retirement Planning Steps for a New Year
Tweet Share on Facebook December 30, 2010 Comment (5)In my experience, thinking of New Year’s resolutions is generally a waste of energy. If the purpose of the resolution is not sufficient motivation for implementing it, starting a new year isn’t going to change things. On the other hand, a new year does provide an opportunity to take steps toward planning your retirement. Here are a few retirement planning steps that I have taken or will take that may be worthy of consideration in 2011.
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5 Tips for Diversifying Your Portfolio
Tweet Share on Facebook December 29, 2010 CommentMost people familiar with diversification 101 know that they should allocate their assets according to their age. Follow this advice, and there's a much higher chance that your retirement funds won't suffer an unrecoverable set back. Add your risk tolerance into your calculation, and you have mastered the basics. But there's more to diversification than just looking at how old you are. Here are five other parts of your life that you should also factor into your diversification strategy.
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How to Retire in France on a Budget
Tweet Share on Facebook December 28, 2010 Comment (5)France can be a far more affordable place to spend time than you might imagine. Paris is the best place on earth to seek out a luxury lifestyle on a budget. Whatever your idea of the high life, you can find it in the City of Light. And the best part about this city is that some of the best it has to offer comes free.
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5 Ways to Prepare for Rising Interest Rates
Tweet Share on Facebook December 22, 2010 CommentWith the Fed keeping interest rates at zero, interest rates have nowhere to go but up in the future. Here are five investment moves you should consider before the rates change.
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Why Retirement is the Happiest Stage of Life
Tweet Share on Facebook December 22, 2010 Comment (4)When you’re 10 years old, you just can’t wait to be a teenager. When you’re a teenager, you yearn to be out of the house and away at college. When you’re in college, graduation can’t come soon enough. And when you’re toiling away at your career, you long for the day when you can finally slow down and retire. Then you retire and something happens, there’s nothing to look forward to.
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5 Year-End Retirement Plan Moves
Tweet Share on Facebook December 21, 2010 Comment (2)We're coming up to the end of the calendar year, which is exciting for many reasons. While retirement planning might not make your list of the most exciting year-end events, it does deserve some consideration. Here are a few things you can do to supercharge your retirement accounts before the calendar turns for the final time this year.
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4 Reasons to Retire Overseas in 2011
Tweet Share on Facebook December 20, 2010 Comment (3)A move abroad in 2011 could save you money and improve your quality of life. Here are four compelling reasons to consider retirement overseas.
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5 Places to Find Extra Money for Retirement
Tweet Share on Facebook December 17, 2010 CommentNo one is going to just give you extra cash to fund your retirement. You've got to pull up your boot straps and make it happen. But it's not all about hard work. You can work smart too. Here are five places you can find a little extra money for your retirement. When you add them all up, you might start to see some substantial gains to your retirement savings efforts.
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3 Risks of Purchasing a Fixed Annuity
Tweet Share on Facebook December 16, 2010 Comment (4)A fixed annuity is a contract between an insurance company and a customer, typically called the annuitant. The contract obligates the company to make a series of fixed annuity payments to the annuitant for the duration of the contract. Retirees often use a fixed annuity to provide a steady income for life. The annuitant surrenders a lump sum of cash in exchange for monthly payments that are guaranteed by the insurance company.
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8 Reasons to Have a Side Business in Retirement
Tweet Share on Facebook December 15, 2010 CommentYou can only do so much to increase your retirement security. Once you have set up a plan to save each month, selected an appropriate investment allocation, and set up an emergency fund, the only way to improve your chances of a comfortable retirement is to create more income.
