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10 Ways to Boost Your Retirement Savings
Tweet Share on Facebook March 18, 2011 Comment (1)It can be overwhelming to begin planning your retirement savings. But there are fairly painless ways to get started. Here are some tasks that will allow you to boost your retirement savings.
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How to Financially Prepare for a Natural Disaster
Tweet Share on Facebook March 18, 2011 CommentThe stupendously tragic events we've seen unfold in Japan might have you glued to your TV. As people evacuate from their homes, they aren’t carrying anything with them. They have no pictures, financial documents, or laptops. They’re happy just to be alive.
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4 Benefits of Retirement in a Rural Community
Tweet Share on Facebook March 17, 2011 CommentWhen we retire, we intend to spend most of our time living in a rural area. We will live on a small piece of property and have neighbors, but the nearest small town will be a 20-minute drive. We live in this rural neighborhood part-time now. Here are some of the positive aspects of retirement in a small town or rural community.
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5 Investment Myths that Can Cost You
Tweet Share on Facebook March 17, 2011 CommentThere are many investment myths that may be hurting your financial security. Among them are beliefs that active mutual fund managers have investing skill that permits them to beat the market and that stock picking and market timing are viable investment strategies. They are viable, but only for those who make a living selling them. Here are five common investment myths. You can save a lot of money by being aware of them.
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5 Reasons You Shouldn’t Contribute to a 401(k)
Tweet Share on Facebook March 16, 2011 Comment (9)Employer-sponsored 401(k) accounts allow you to defer taxes on your retirement savings and perhaps earn extra income from your employer. But building a nest egg within a 401(k) isn't the right solution for everybody in every situation. Here are five reasons contributing to a 401(k) may not be in your best interest.
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Why Pessimism is Good for Your Retirement
Tweet Share on Facebook March 16, 2011 CommentThe stock market has almost doubled from its March 2009 lows, GDP has been in positive territory for the last five quarters, and consumer spending is inching up. Personal savings rates are back to levels not seen for nearly two decades, and U.S household debt as a percentage of disposable income has fallen to its lowest level since 2004. So why are most of us still so gloomy?
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5 Reasons Your 401(k) Isn’t Enough for Retirement
Tweet Share on Facebook March 15, 2011 CommentCompany-sponsored retirement accounts, including the popular 401(k) plan, have replaced traditional pension plans as the most commonly offered retirement benefit. The cost savings for companies and the preferential tax treatment for employees spurred the popularity of these retirement plans. Now the majority of American corporations offer workers a tax-favored retirement account, sometimes with the company making additional contributions to employee accounts.
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How to Overcome 5 Retirement Abroad Challenges
Tweet Share on Facebook March 14, 2011 Comment (2)Any move to another country is a lot of hassle and work. It's easier to stay put and retire where you spent your career. But it can also be very rewarding to launch a new life abroad. Here are five retirement overseas challenges and how to overcome them.
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How to Deal With Age Discrimination at Work
Tweet Share on Facebook March 11, 2011 Comment (1)I recently received a letter from a reader about a growing problem. She’s been working for the same company for over 30 years. Now in her early 70s, she’s still able to do her job but feels that her employer is treating her unfairly and hoping she’ll quit. She's thinking about hiring an attorney, but can't afford it and doesn't want to take on debt in order to pursue this case. Can a worker do anything about this perceived age discrimination in her workplace?
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7 Essential Questions For Your Broker
Tweet Share on Facebook March 10, 2011 CommentBefore you turn your savings over to a financial adviser or broker, you should have a clear understanding of his or her investment strategy. Here are seven questions you should ask your money manager.
