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Cutting Small Expenses Can Mean Big Returns
Tweet Share on Facebook April 7, 2011 Comment (1)Investors are always searching for something that will correlate with high returns. Typically, they search for a broker or adviser who can pick stocks, time the markets, or recommend the next hot fund manager. Unfortunately, there is no evidence anyone has these skills and abundant data indicates that these strategies don’t work.
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Delay Retirement by Redesigning Your Job
Tweet Share on Facebook April 7, 2011 Comment (1)Many older Americans say they want to retire because they dislike working, but finances force them to stay on the job. Others would like to work longer but hate their job. Then there are those who would enjoy working longer if they could reduce the demands, stress, or boredom associated with their current job. All these cases represent common problems that can perhaps be solved by redesigning your current job. That’s what I did.
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Retire to the Simple Life in Belize
Tweet Share on Facebook April 7, 2011 Comment (6)Belize is a tiny and quirky country that offers a simple, back-to-basics lifestyle that is increasingly hard to find anywhere else in the world. Here are five reasons to consider retiring in Belize.
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5 Ways to Make Saving for Retirement Easier
Tweet Share on Facebook April 6, 2011 CommentRetirement saving is a crucial part of our personal finances. But with so many more immediate needs and wants, it is difficult to allocate resources to a retirement that could be decades away. Here are five ways to make it easier to save for retirement.
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Why Saving For Retirement Isn’t Enough
Tweet Share on Facebook April 4, 2011 Comment (2)The basic rules of personal finance are simple to understand: Spend less than you earn, save for the future, and repeat the process. In principle, it sounds easy. But there is more to retirement planning than just saving whatever you have left over at the end of the month. Here are several other important ways to prepare for retirement.
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5 Ways to Hedge Against Retirement Unknowns
Tweet Share on Facebook April 1, 2011 Comment (2)There are several aspects of your retirement plan that are beyond your control. Things like investment returns, life expectancy, future tax rates, and inflation all will have an effect on whether you have enough money to retire comfortably. Since you can't fully predict any of these variables, here are some ways to attempt to hedge against them:
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5 Ways to Minimize the Risks of Auto Bill Payment
Tweet Share on Facebook April 1, 2011 CommentSetting up automatic bill payments saves you time and money. Automating your payments can also help you pay your bills on time, avoid the interest and penalties associated with late payments, and even maintain a good credit score. But to get the most out of automating your monthly bills, you need to take steps to minimize the risks. For example, the company that is automatically debiting your account could overcharge you. Here are five ways to safeguard your automatic bill payments.
