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Learn to Live on Less and Retire Sooner
Tweet Share on Facebook August 19, 2011 CommentOne of the biggest questions that soon-to-be retirees face is how much they need to save in order to retire comfortably. Some people aim to replace a portion of the income they earned while working, often around 80 percent. The key is to figure out how much of your working income you need to replace to maintain your current standard of living.
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Confront Market Volatility with Serenity
Tweet Share on Facebook August 18, 2011 Comment (1)In times of extreme market volatility, investors turn for advice to experts to explain what is going on. The financial media goes into overdrive, scheduling specials where market activity of the day is endlessly dissected and advice is confidently dispensed. Everyone has an opinion and there is little consensus. Either this is the beginning of the end or merely a blip in a bumpy road.
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6 Tips to Make Your Retirement Stash Last
Tweet Share on Facebook August 17, 2011 CommentOne of the worst situations to be in during retirement is running out of the money you've set aside for your golden years. Making your retirement fund last should be one of your top retirement planning priorities.
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Can You Prevent Alzheimer’s Disease?
Tweet Share on Facebook August 16, 2011 Comment (5)If you’re like me, every time you forget your keys or the name of a favorite actor playing in an old movie, you start worrying that you’re starting down the long slide to dementia, if not Alzheimer’s disease.
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An Emerging Pacific Coast Retirement Spot
Tweet Share on Facebook August 15, 2011 CommentUntil just a few years ago, the western-facing coast of Panama’s Azuero Peninsula, which boasts some of the most beautiful and pristine beaches you’ll find anywhere in the world, was difficult to access by car and, therefore, virtually unexplored. But this is changing.
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4 Tips to Slow Down in Retirement
Tweet Share on Facebook August 12, 2011 CommentNot yet retired, I am caught up in the working world’s typical frenzy of endeavoring to stay ahead while putting aside some money for the future. After years living at this busy pace, I wonder what it will take for me to slow down to a more reasonable pace when I retire. I realize that if I do not plan a bit and prepare for a less frantic existence, not only do I risk finding myself without enough to keep me busy, but also potentially breezing through a rewarding retirement life that I have finally achieved. Here are some ways I plan to slow down once I retire.
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Downgraded Debt Imparts Lessons for Investors
Tweet Share on Facebook August 11, 2011 CommentThe downgrading of the long-term U.S. credit rating by Standard & Poor’s has spurred a new round of doom and gloom that is likely to roil the markets. And there was already plenty of cause for concern prior to the downgrade.
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Side Income Ideas for Retirement
Tweet Share on Facebook August 11, 2011 Comment (6)Saving enough for retirement is difficult and will get much more so in the future if traditional pensions continue to become rare and personal savings rates remain low. If you are unable to save more of your current salary for retirement, a side income is a great way to boost your retirement security. You could save some of these extra earnings for retirement or even continue the part-time venture during your retirement years. Here are some side income ideas for retirement.
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Retirement with a Fluctuating Income
Tweet Share on Facebook August 10, 2011 CommentBeing in a business with a fluctuating income naturally puts me in a position to deal with times when income dries up. Though it's never pleasant, the silver lining is that I have a better sense of how my life and views about my finances change when income decreases. And armed with this knowledge, I may be better able to cope with retirement in the future, which in a way is really a permanent lower income situation. Here are some insights for dealing with a fluctuating income:
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Health Insurance During Early Retirement
Tweet Share on Facebook August 10, 2011 CommentFor early retirees, one of your biggest challenges is finding health insurance. If you retire before age 65, you won’t yet be eligible for Medicare. And finding other health coverage you can afford can be a real problem.
