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Why Mutual Funds Deserve a Second Look
Tweet Share on Facebook October 16, 2012 CommentMaybe this is not a good time to talk about investing in the stock market, because stocks have been bouncing up and down like a yo-yo. Everyone seems to think that the market is rigged, and that it’s no place to put money you ever expect to see again in this lifetime.
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5 Great Places to Retire in Panama
Tweet Share on Facebook October 15, 2012 CommentDespite its small size, Panama offers a number of diverse lifestyle options to people interested in retiring overseas. There are appealing retirement choices for people with a variety of priorities and lifestyle preferences, ranging from the cosmopolitan capital to the coast and including beachfront and cooler mountain climes. There are also good options for retirees on strict budgets as well as those whose retirement resources stretch a little further. Here are five retirement havens in Panama:
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How to Max Out Your Retirement Plan Contributions
Tweet Share on Facebook October 12, 2012 CommentOne of the best things you can do for your retirement is to max out your retirement plan contributions. Two of the factors that can have a big impact on how much money you end up with during retirement are when you start saving (it’s best to start as early as you can), and how much you actually contribute.
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The Perfect Brew for a Fulfilling Retirement
Tweet Share on Facebook October 12, 2012 CommentFor coffee lovers, there is nothing better than the smell of freshly ground beans in preparation for a satisfying cup of java. A fragrant aroma fills the room as the brew trickles through the filter, requiring real self control to not tip the pot just a bit to steal a cup before the process is complete. But that patience pays off when you nestle in your hands that steamy, rich mug of dark wonderfulness and savor the first sip. Preparation along with the proper ingredients, patience, and a commitment to the end result can make baristas of us all. That same strategy of preparing and planning using the right equipment and ingredients can apply to living a fulfilling retirement:
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Why You Should Delay Retirement Fund Withdrawals
Tweet Share on Facebook October 11, 2012 CommentIf you are near retirement, you will hear this advice very often: Stay in your job for a few more years. This is good advice, but it isn’t very palatable or always possible. Some of us may have to leave a career due to family reasons, a health issue, or a company layoff. If your retirement fund is a little low, then it’s wise to keep working. However, there is an alternative to delaying retirement: Phase into your retirement and delay withdrawals instead.
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Your Broker’s Worst Nightmare is this Financial Show
Tweet Share on Facebook October 11, 2012 CommentYou work hard for a living and have basic goals: You want to provide for your family, educate your children, and plan for a retirement with dignity. Above all, you don’t want to be a burden on your family and friends in your senior years by running out of money.
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5 Retirement Moves to Make in Your 20s
Tweet Share on Facebook October 10, 2012 CommentYour 20s is the perfect time to enjoy life. You are going to start making serious money for the first time, and you are energetic and want to explore the world. Retirement is probably the last thing on your mind, but you've probably heard from media pundits about how you should start saving now.
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The Middle Way to Retirement
Tweet Share on Facebook October 9, 2012 CommentLast year a Gallup poll revealed that over 70 percent of Americans are "not engaged" or else totally "disengaged" from their work. Obviously, people who spend 40 hours a week doing something they don't like report a lower level of overall well-being compared to people who are "actively engaged" in their jobs. The lower satisfaction not only affects their careers, but also the social, financial, and physical aspects of their lives.
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Collapse in Ireland is Good News for Retirees
Tweet Share on Facebook October 9, 2012 CommentThe Irish economy, banking industry, and property market have collapsed. The Irish construction industry, once responsible for feeding the Celtic Tiger, is all but insolvent. Real estate across the country is on offer for as little as 50 percent or less than what it sold for pre-2008, and prices continue to go down. The market isn't stable enough to accept all the foreclosed real estate on the books, so the government and banks are holding many properties to the side, especially in small markets where the number of foreclosures as a percentage of the market overall could be crushing.
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5 Steps to Maintain Independence as You Age
Tweet Share on Facebook October 5, 2012 CommentWe slave away on the job for the better part of our lives to provide ourselves and our families with a good life. Most of us accept the reality that nothing worthwhile comes easily, but we would also like to believe that if we give it our all we will be successful to some degree. When it comes to independence in retirement, we hope those same rules apply. If we save today for a fulfilling retirement in the future, do what we can to maintain our health both mentally and physically along the way, and optimistically face each new day, we can hope to enjoy newfound freedom as retirees.
