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Foolish Advice About Selling Stocks
Tweet Share on Facebook January 31, 2013 CommentAn article by Christian Hudspeth on Business Insider promises to teach you in four minutes how to tell whether it’s time to sell a stock. The premise of this article is fundamentally flawed. Investors who follow his advice may be disappointed.
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Retirement Savings Options for Entrepreneurs
Tweet Share on Facebook January 31, 2013 CommentThe dream of quitting your job and becoming your own boss is alive and well in America. In 2009, 15.3 million Americans were self-employed. That’s one in nine workers. However, entrepreneurs don’t save nearly enough for retirement. The U.S. Small Business Administration reported that only about 36 percent of business owners has an IRA, and only a third of those with an IRA account actually contributed to it. Just 18 percent of entrepreneurs participate in a 401(k) plan. That’s understandable because it is difficult to start a business and keep it running, but retirement saving shouldn’t be neglected. Here are some ways entrepreneurs can prepare for retirement:
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Why You Should Plan Your First Day of Retirement
Tweet Share on Facebook January 30, 2013 CommentWhat will you do on the first day of retirement? It’s a simple question that often throws soon-to-be retirees off guard. Not many people make the time to explicitly plan out such a wonderful day of their lives. That's a shame, because there are countless benefits to having the first day of your golden years mapped out. Here’s why you should envision your first day of retirement:
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The Best of Ireland, Now 60 Percent Off
Tweet Share on Facebook January 28, 2013 CommentInternational credit agency Fitch has stated that it now expects property prices in Ireland to fall 60 percent from the peak values of 2007. The agency had previously predicted values to halve.
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How to Inspire Others in Retirement
Tweet Share on Facebook January 25, 2013 CommentOlder age often brings less than flattering descriptors that few baby boomers would like associated with them. Would you want to be called decrepit, feeble, unstable, grumpy, crotchety, absent minded, stuck in the past, or a burden on society? But that is how some people view the elderly, no matter how far from the truth it may be.
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401(k) and IRA Withdrawal Options for Early Retirees
Tweet Share on Facebook January 24, 2013 CommentMany of us invest in tax-advantaged retirement accounts such as a 401(k) or Roth IRA to save as much as we can. But these accounts can create challenges for people who are forced to leave a job or decide to retire before 59 ½. The government discourages people from dipping into their retirement funds by levying a 10 percent penalty on withdrawals if you’re younger than 59 ½. However, retirement doesn’t always go as planned, and many people will need to use these early withdrawal options:
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Investors Are Seeking Ethical Conduct
Tweet Share on Facebook January 24, 2013 CommentAccording to an article in Reuters, “ethical investors” are avoiding the stock of companies they perceive to be dodging taxes. Apple, Google, and Vodafone were singled out as companies that, while acting legally, manage to pay only minimal taxes. In what may become a trend, the FTSE Group is considering excluding companies with “overly aggressive tax reduction policies” from the group of companies in its “ethical index.”
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Lies We Tell Ourselves About Retirement
Tweet Share on Facebook January 23, 2013 CommentWe may not want to admit it, but our own beliefs are often the biggest obstacle in the journey to financial freedom. Sometimes our own behaviors make it more difficult for us to achieve a financially secure retirement. Here are a few lies you may be telling yourself that are preventing you from reaching a comfortable retirement:
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6 Strategies for Living a Long, Healthy Life
Tweet Share on Facebook January 22, 2013 CommentWe all know that to some extent how long we live is in the hands of fate—or our genes. But there are also a recognized number of attitudes and behaviors that promote health, and that will give us our best chance to achieve as long a life as possible.
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5 Top Colonial Cities in the Americas
Tweet Share on Facebook January 22, 2013 CommentIt’s hard to compete with a well-kept Spanish-colonial city for charm, romance, and splendor. The plazas, cobblestone streets, courtyard homes, and flowered balconies take you back to Spain's grand colonial era in a way that is hard to match and that can make for a very appealing retirement lifestyle. The best part is that some of the grandest Spanish colonial cities are also some of the most affordable places to think about retiring.
