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How to Check Up on Your Retirement Finances
Tweet Share on Facebook September 22, 2010 CommentYou know the drill for spring cleaning: dig up everything you have and either throw it away or keep it. If what you pick up is broken, fix it and vow to use it from this point forward. Doing so helps keep your house clutter free and it reminds you that there are actually plenty of useful items still lying around the house. You can spring clean your retirement assets too. Here’s how to check up on your retirement finances.
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The Recipe for a Successful Retirement
Tweet Share on Facebook September 21, 2010 CommentRetirement is one of the most important financial goals you will ever set. But it's hard to know how to start planning for something that might be 30 or more years away, especially when you have other pressing financial obligations, such as student loans, a new family, or saving for a home.
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How to Find Retiree Health Insurance Abroad
Tweet Share on Facebook September 20, 2010 CommentHealth insurance coverage in your new country of residence is one of the most important issues you must address when you retire overseas. The good news is that it is possible to arrange health insurance overseas at far more affordable prices than in the U.S.
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5 New Costs in Retirement
Tweet Share on Facebook September 17, 2010 CommentMost folks think of the costs they will be able to reduce or eliminate in retirement, including work-related expenses, pricey housing near your job, and multiple car costs. But many of us overlook the costs that can increase in retirement. If we don’t plan in advance for these extra expenses, we could fall short. Here are some areas where your costs could go up in retirement.
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This Investment Mistake Could Jeopardize Your Retirement
Tweet Share on Facebook September 17, 2010 CommentIt's difficult to predict how well your retirement investments will perform in advance. There are many unknown variables including taxes, inflation, and investment performance. It's even harder to predict what your needs in retirement will be, such as how long you will live and what help you will get from others. But there is one thing you can control: your retirement investing expenses. You can control how much you pay in fees and expenses to invest your money.
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3 Key Facts on Your Social Security Statement
Tweet Share on Facebook September 16, 2010 Comment (1)If you are working and paying into the Social Security system, the Social Security Administration will mail you an annual statement. This statement contains a record of the reported earnings on which you have paid Social Security payroll taxes. It also provides an estimate of the retirement benefits you may receive as a result of those earnings. The statement is mailed to you approximately three months before your birthday beginning at age 25. Alternatively, you may request that a statement be mailed to you. The request may be submitted online, but you must wait to receive it in paper form.
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5 Tips for Adjusting to Retirement
Tweet Share on Facebook September 14, 2010 Comment (5)There’s more to retirement planning than saving up a bunch of money. Being financially prepared is only part of the work. You’ve got a whole new life in front of you. Here are some tips for making the transition from work to a life of leisure a smooth one.
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7 Things to Do Immediately After Retirement
Tweet Share on Facebook September 14, 2010 CommentSome retirees want to work on their pet projects, while others can think of nothing else but traveling the world the second they retire. Those are great ways to spend time once you say good-bye to your coworkers. But here are seven tasks you should aim to complete before settling into your retirement years.
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How to Prioritize 401(k) and IRA Contributions
Tweet Share on Facebook September 14, 2010 Comment (3)Many full-time employees have the ability to contribute to a 401(k) plan and an IRA. It's not always easy to decide how to divide your contributions between these two accounts. Instead of picking a random percentage, take a look at the benefits of each account and create an investment plan that best utilizes both types of retirement accounts.
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The 8 Best Places To Retire Abroad
Tweet Share on Facebook September 13, 2010 Comment (13)The benefits of retiring to another country are many. The challenge is to make a decision about where to go. Once you begin investigating options abroad you can feel overwhelmed with choices. You need to identify your own agendas and priorities and then select the place where they would be best met. Here are eight overseas retirement haven suggestions based on the lifestyle you are looking for in retirement.
