Alpha Consumer

August 2007


How to Recover From Bankruptcy

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Dear Alpha Consumer,

I am a 49-year-old professional woman with a serious credit problem. I was the owner of a successful business, until my husband filed for divorce and I sank into a depression. I stopped working altogether. Eventually, I was forced to file for bankruptcy. To this day, my credit ...

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TAGS:
credit

Consumer Culture Vs. Civic Values

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In Consumed: How Markets Corrupt Children, Infantilize Adults, and Swallow Citizens Whole, political theorist and University of Maryland Prof. Benjamin Barber argues that we have shifted from a "work hard" ethic to one that idealizes immediate gratification and selfishness. In the process, he says,

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Ex-Spouses Can Ruin Each Other's Credit

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Dear Alpha Consumer,

After finding out I had numerous collection accounts on my credit, I ordered credit reports from the three major credit bureaus, TransUnion, Experian, and Equifax. I discovered that my ex-wife must have used my name to lease equipment, which led to the collection accounts.

I ...

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TAGS:
money
credit

Banking Online? Tips for Staying Safe

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Phishing, a technique by which scammers try to gain access to personal information, is one of the most common threats to online banking security. Phishers send E-mails, often claiming to be from a bank, and ask the recipient to click on a link and fill out personal information. The scammer then ...

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TAGS:
money
e-mail