A New Look at Auto Leases

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utineduse of AL 10:50AM December 15, 2009

No one seems to be comparing leasing vs. buying. Everyone is comparing leasing vs. financing. I don't lease or finance cars...I buy them, and keep them until repairs become costly, usually 10 years or 70,000 miles.

Dan of PA 4:13PM July 19, 2008

when will you see prise gpo down now we are in indiana help us now thank you
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bill of IN 3:55PM July 19, 2008

Lease are not always bad....if you know up front your not building equity and you are just renting a car for the period of 24-63 months for a lower payment, then there is never any suprises. The bad things are when independent lease companies are running the market in leases. They buy cars from dealers and have to mark it up to make there profit, then lease them to customers. The dealer is making his money, the lease companies are making there money all at the expence of the leassor.
Always find out what the purchase price of the vehicle is first with tax title and lic. Then get the money factor and the term of the lease. This less any trade equity or negitive equity should come close to the gross cap cost on the lease.
This should keep you from paying a great amount of profit to the leasing company.

edward of TX 3:55PM July 19, 2008

I like the leasing program with a full warranty and trading in my car every couple of years. When my niece Delany needed a car for college I got her a leased car also and it helped her that I had leased before and I didn't feel like I was signing for her on something she had to pay back a big amount on. She quit college and opened up a lingerie modeling website and then a decolleur risque' one at that, but I digress. I think leasing can be worth it for those who have lower credit scores too to make the payments

Danielle of TX 7:27PM July 09, 2008

I t appears that there is NO pat and specific answer on whether to buy or lease ]it depends on your situation Certainly ifd your goal is to pay the absolute least cost per mile over several years BUY a very low mileqage used car under 20.000 miles and preferably more than 2 years old and keep it till you can't repair it easily. This gets you the lowest cost per mile BUT you have to put up with repairs,parts,and some uncertainty BUT with a little luck you can get your average cost down to about $.49 per mile depending on the cost of gas. Remeber the two main costs of owning a car are NOW GAS and depreciation

Andy Vranich of CA 2:57PM July 05, 2008

Aside from high gas prices, overpriced vehicles and smog in the air, our youth are quite helpless when it comes to getting around. I would like to see more of our young people walking, riding bicycles, rollerskating, and skateboarding. There was a time when these activities weren't unusual, and were socially exceptable as forms of getting around. If you don't have a car.... walk, we could all use a little more exercise anyway.

Michelle of KY 2:05PM July 04, 2008

Read Sir Robins post again...he says it all...
WAKE UP AMERICA, its time to stop relying on the profit-guzzling oil companies drueling over your oversized SUVs (especially the Escallades with the environmental plates....) and start consciously making an effort toward a more responsible way of life.
say hi to neighbors, ride your bikes around town, recycle, turn lights and tvs off when not in the room....dont drive SUVs and dont lease cars!!!
we can and will change this aweful run of energy demand and production, but only if everyone takes the time to research and understand this important topic....while there are thousands of professionals and colleges devoting their time toward this change, it will ultimatly be up to you, society to change this current way of life.
oh yeah, back to the subject, leasing is for morons, take out a calculator and ride the bus

Senior Fitzpatrick of IN 6:56AM July 04, 2008

Personally, I buy the 5 to 10 year old vehicles that all of you might have paid your premium dollars for.
I buy for cash and usually under $2K. Then I use about 1/4 or 1/5th the purchase cost to do the repairs that most of you don't want to or haven't done so the vehicle is both mechanically and aestecally sound. I then drive several vehicles intermittently and with full insurance coverage at 1/8th the cost of insuring much newer vehicle.
I place higher value on the vehicles I buy when the owners or leasors have the full service histry available, just as I keep. Ater two or three years and continuing preventive and regular repairs and maintenance I can usually sell my vehicles at about the same price I paid for them. Granted, some of mine don't turn heads but their purpose is to get me and mine to alternate locations safely and reliably. I love you people who pay the big bucks under the guise of saving money.
Then again, I've purchased land and houses for less than what some of you pay for a year's worth of brand new purchased or leased vehicles. Go figure!

Sir Robin of CA 10:10PM July 03, 2008