Standing Up to Pesky Debt Collectors

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I finally had to register complaints with the company itself, the no call registry, the Fair debt collections dept of the government, the district attorney for both my area and the area where the collection agency was located, and their professional collection agency "union". I then advised them via a phone call my attorney would contact them if I received another call. The calls finally stopped. I told them for almost 2 years they had the wrong number and tried ignoring the calls after that. They were very rude and disrespectful when I spoke with them which is what prompted registering all the complaints.

Michelle of CA 10:43PM August 25, 2008

Unfortunately this is the exception, rather than the rule. Most debt collectors will assume you're lying and will continue to illegally harass you. The only thing they care about is they are getting paid to harass someone, even if they have been provided with faulty information.

bob of MD 9:17PM June 24, 2008

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Alpha Consumer

Alpha Consumer

Kimberly Palmer, senior editor for U.S. News & World Report, is the author of Generation Earn: The Young Professional's Guide to Spending, Investing, and Giving Back. Send her your personal finance questions.


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