Alpha Consumer

July 2008


How to Get Student Loans Forgiven

By |

Dear Alpha Consumer,

I have about $70,000 in student loan debt and right now it's on deferral. I intend to pay it off, but I'm exploring all my options. Can you talk about debt forgiveness? I'm a writer and haven't found any debt forgiveness programs that apply.

The reason you haven't found any is ...

Read More

TAGS:
student loans

Addicted to Shopping

By |

Just when many consumers are trying hard to stick to budgets, some companies are doing whatever they can to persuade us to ignore those frugal plans.

Last night on television, I saw a Discover Card ad that began, "We are a nation of consumers. And there's nothing wrong with that," against a backdrop ...

Read More

TAGS:
shopping
consumers

Do You Enjoy Saving?

By |

A recent conversation got me thinking: Will any of our money-saving moves in response to the economy stick, even if we return to flush times again? For example, some people may have discovered they enjoy cooking at home more than going out to restaurants or buying fewer clothes to clutter up the ...

Read More

TAGS:
savings
personal finance

When a Friendship Is Ruined by Money

By |

Dear Alpha Consumer,

I sold my van to a so-called friend before I moved out of California. She couldn't pay the whole $1,000, so I agreed to let her pay in four installments of $250, with the first payment when I gave her the van in March.

The check she gave me bounced. It is now almost the ...

Read More

TAGS:
cars
money

To Save, Learn to Sew

By |

A reader calling herself "Grannie Jones" sent in this money-saving tip about learning to mend your own clothes:

Back in the good old Sixties when I was a young bride, I learned that you can save a bundle if you learn to sew. I don't mean making a tailored suit or pinch-pleated drapes. Just ...

Read More

Locking in Lower Gas Prices

By |

MyGallons.com, a new company, offers an intriguing solution to rising gas prices. It lets customers buy gallons ahead of time based on the current prices in their area—in theory, locking in a lower price—and then redeem those gallons at a later date, regardless of any price increases in the ...

Read More

TAGS:
gas prices