How to Tip During Tough Times

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If you've been giving to incorporated charity organizations or churches, you can always scale that back IN ORDER TO HAVE MORE MONEY TO GIVE DIRECTLY TO INDIVIDUALS.

Nothing against charity organizations, of course, but they ARE like filters that trap part of what you give. I know. I used to work in one. The overhead is killer. Churches are even worse about this.

of 2:11PM December 09, 2008

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Alpha Consumer

Kimberly Palmer, senior editor for U.S. News & World Report, writes about making smarter financial decisions. She’s the author of Generation Earn: The Young Professional's Guide to Spending, Investing, and Giving Back.

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Generation Earn

Senior editor Kimberly Palmer’s book, Generation Earn: The Young Professional's Guide to Spending, Investing, and Giving Back, is now available.

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