Jim at Blueprint for Financial Prosperity shared his own perspective on tipping, which is influenced by his former days as a waiter. His take? If you can't afford to tip, consider staying home. (The opposite of Nick's view posted Friday.) Jim writes, "You can cook your own food for far less than eating out, so if money were really the issue then you wouldn’t be ordering or dining out, you’d be cooking yourself."
Read more -- and the 30-plus comments -- here.