5 Sites That Help Manage Your Money Online

Use websites and leave the paper trail behind.

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Looking for help on your money goals? Trying to get organized for the new year? After spending two hours going through old credit card statements last weekend, I realized there's got to be a more efficient -- and greener -- way to keep tabs on my money. While I'm not ready to get rid of my file cabinet yet -- after all, I need a place to store important receipts, insurance papers, and government documents like my marriage certificate -- there is a lot I can do online to streamline my paper trail.

Here are 5 sites that can help you sort out your finances, without resorting to paperwork:

Mint.com: Create a personal budget with easy-to-make charts and personalized tips. Debtgoal.com: Figure out a game plan for consolidating and paying off your debt.

43things.com: Share financial goals with other people for encouragement and inspiration. (I know I've mentioned this before, but it's a good one.)

Stickk.com: Give yourself a financial incentive to stick with your goals by putting $100 (or more) on the line.

DealNews.com: Don't collect coupons -- instead, check this site for the latest deals just before shopping.