How to Dodge the Debt Collector
Hint: Isla Fisher's character doesn't offer a good model.
In Confessions of a Shopaholic, Isla Fisher's character is stalked by a debt collector. She does everything she can to throw him off her scent, including lying about deaths in the family to hiding from his calls. But if you've got a real-life debt collector on your tail, that's probably not the best approach.
Gerri Detweiler, author of
Debt Collection Answers: How to Use Debt Collection Law to Protect Your Rights, recommends these tips instead:
Never admit that you owe the debt or agree to pay the debt without first getting written proof that you actually owe it.Never give the debt collector any personal information about bank accounts, your employment situation, or assets.Don't be tricked into thinking the debt collector is your friend. Sometimes debt collectors act friendly to get consumers to tell them things they shouldn't.Do maintain good records of all of your interactions with the debt collector, including letters and phone calls.
For more, read 5 Reasons to See Confessions of a Shopaholic.