Why Young People Are in Trouble

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Prepaid is worth considering for everything. With a cell phone it's a good way to guard against hidden charges and overpaying. Tracfones are worth using for that reason alone, if no other. Not signing a contract or getting a bill is a good thing for anyone at any age, imho.

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nimmitydriday of AL 12:00AM November 02, 2009

If parents can teach their kids money management, it can help.
I got prepaid cellphones for my 2 girls and they have an "allowance" of a certain number of minutes. If they go over, they can get an "advance" on next month's but it only happened once.
This won't work for everyone but it seems to be working for us. We use Net10, by the way, and the calls are only 10¢ a minute and 5¢ per text.

Mercy Mei of FL 5:28PM March 31, 2009

First it was houses, then it was credit cards. Just wait for the student loan meltdown, because if you went to school in the era of high tuition and "cheap" loans, and didn't have parents who could pay for anything, you have loans...and lots of them. When you have people who are just starting out from grad school with 100K in debt and no jobs available or settling for lower paying jobs, those loan payments are not going to get paid...

Veronica of NY 1:28PM March 12, 2009