Want a Loan? Check the Mirror First

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Shoot, even the bible talks about judging based on appearance. I've met guys dressed in overalls who were millionaires. Sure you will see different things based on what part of the country you live in.

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John Smithson of AZ 3:26PM April 06, 2009

I was a commercial lender. How a person looked and presented him/herself had a good deal of influence on how hard the officer is willing to work to get that loan approved. http://www.nationwidedr.com/

Debt Reduction of AZ 2:17PM March 17, 2009

Did the authors investigate what aspects of a person's appearance make them look trustworthy or untrustworthy? From what I can see in the abstract of the paper, the researchers *controlled* for attractiveness, meaning that two people could look "equally attractive" (whatever that means) but one could look more trustworthy than the other, and the more trustworthy-looking one would be more likely to get a loan and more likely to pay it back. So getting a conventional makeover to make yourself more conventionally attractive might not do the trick.

Johanna of MD 11:14AM March 17, 2009

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Alpha Consumer

Kimberly Palmer, senior editor for U.S. News & World Report, writes about making smarter financial decisions. She’s the author of Generation Earn: The Young Professional's Guide to Spending, Investing, and Giving Back.

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