Budgeting Babe: Don't Make Saving a Secret

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I used to hate budgets too. But I also hated spending money I didn't have. I dumped my credit cards except for one for EMERGENCIES. Cash or debit card only now.

I also looked carefully at "regular" expenses and decided to dump my AT&T phone for a prepaid phone. Got a Tracfone for 30 bucks but it was kinda-sorta free since it came with 30 bucks worth of air time.

Now I budget my phone use by buying the amount of time I want, up front. I also got a double minutes card wich makes it an even better value.

There are some expenses that can be "managed" and those are the ones to budget.

Cheap Chick of FL 4:47PM May 03, 2009

To truely have 10 pounds off,have you and your friends put two dollars in a high yeld savings account every friday.For one year.The one who loses the most weight,keeps the money.Puts it in his or her high yeld savings account.Then you would do it again.Friends help friends help themselves.May we all lose 10 pounds.

Tony Stover of VA 3:05AM April 21, 2009

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Alpha Consumer

Kimberly Palmer, senior editor for U.S. News & World Report, writes about making smarter financial decisions. She’s the author of Generation Earn: The Young Professional's Guide to Spending, Investing, and Giving Back.

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