I recently spoke with WTOP about the new rules of credit card debt, in light of Suze Orman's announcement that she has changed her advice. Instead of making paying off credit card debt a priority, Orman now recommends first creating an emergency savings fund that could last you up to eight months. Why the change? Well, in the past, people who found themselves in a financial pinch after a job loss or other emergency could turn to credit cards to get them through. But now, with more credit cards slashing credit limits and raising rates, that's not always a possibility. So now Orman says that instead of paying off your debt in full, you should first rack up savings, so you could fund your own emergencies in a tight spot.