How to Calculate Student Loan Debt

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hotel tuerkei buchen of 9:56AM February 15, 2010

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RJzrKelmxsxSYBa of 6:47AM August 09, 2009

+1

soundtracks of AL 7:39AM July 17, 2009

@Mendi of CO & other readers with student loan debt-A few years ago my wife decided to go back to school and finish college. She eventually graduated then the real fun started...How do we pay back all that student loan debt she accumulated? Fortunately, for us in 2007 a friend of ours introduced us to a little known program that showed us how to pay off those loans in 1/2 the time and save thousands in interest all without increasing our monthly payments, and using our current income.
There is a small percentage of folks that can't qualify for one reason or another so it doesn't work for everybody. But you never know unless you try. Since then we have dedicated ourselves to helping other people that are suffering from student loan, credit card and other consumer debt. This program works better than any loan calculator!
Bottomline: We all know about the traditional ways to repay your student loans but there are some non-traditional programs out there that work really good too! If you are open minded, and willing to research and conduct your due diligence you can find them. If you would like to know more about the program we used go to: http://www.erasemycollegedebt.com

Charles of FL 8:29AM June 14, 2009

i don't think so. these loans are very costly

poor student of CA 8:35AM June 11, 2009

Between me and my husband we have over 450k in private and federal loans. At 8% (some of our private loans are higher interest rates than this), it would take us 25 years paying $3500 a month. Well, needless to say we are not physicians and do not make that kind of money to even be able to come close to making a payment of $3500 a month! I keep putting our loans into forbearance, but some of our private lenders will not do this anymore and we cannot afford the payments. We have no idea what to do at this point.

Mendi of CO 6:56PM May 04, 2009

Almost every lender offers these types of calculators on their websites. Try www.cfnc.org - tools & calculators section - or www.salliemae.com

RM of NC 1:41PM April 30, 2009

this is a calculator specific for student loans:
http://www.finaid.org/calculators/scripts/loancomparison.cgi
I also found a financial aid forum that deals with repayment issues for federal and private student loans. It helps to hear what other students have dealt with and what the best route to take is for repaying my loans
http://www.financialaidforum.com

Lee Anne H. of MA 3:37PM April 28, 2009

Thank god the interest rates are lower than 8%! Plus I'm on a 10 year plan and I'm NOT choosing a longer repayment plan!
The 113K is the cost of undergrad + grad....I just couldn't avoid paying for the high cost of living in NYC.

Veronica of NY 12:26PM April 28, 2009