"Active Savers" Start Early and Often

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I find that saving money is alot easier if I don't see it first! Having it taken from my paycheck and deposited into my credit union account before I get paid means it accumulates almost without effort! (and I don't really miss what I don't have in the first place!)

Carol of IL 9:19AM May 21, 2009

When mommy and daddy don't open the wallet for every rinky dink thing that the kids want, kids have no choice but to learn how to save money. Sure you got 20 bucks for your birthday...but it's a whole year until your next birthday.

I know items 1 and 2 describe me. I try to fulfill #3 and #4. Although saving is made easier when I have a goal...such as a vacation or car or something.

Veronica of NY 2:34PM May 19, 2009

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Alpha Consumer

Kimberly Palmer, senior editor for U.S. News & World Report, writes about making smarter financial decisions. She’s the author of Generation Earn: The Young Professional's Guide to Spending, Investing, and Giving Back.

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