A Guide to Saving and Paying Off Debt

Reader Comments
Back to blog

Good advice, but people should be very careful with #4. I know people who have counted on money from inheritances or a bonus at work that never came, and were disappointed. Do not count on money coming your way unless you are very, very sure.

Marie of VA 10:55AM January 25, 2011

As a general rule, if you can shave at least a half point off your current interest rate, it is a good idea to refinance. If you currently have a home mortgage above 7%, the time is now to make a change. Look online for "123 Mortgage Refinance" they gave me the lowest rate than everybody else which is 3.21%.

gloverjody of CA 2:13AM January 25, 2011