Alpha Consumer

January 2011


Why 401(k) Loans Can be a Smart Move

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Taking out a 401(k) loan can sometimes be a very good idea. While that statement might sound like blasphemy considering the frequent warnings from personal finance experts about the dangers of borrowing money from your retirement accounts, it can actually be a smart decision, as long as know what ...

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personal finance

A Guide to Saving and Paying Off Debt

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If you’re lucky enough to have some “extra money,” in the form of a recent raise, unexpected gift, or tax refund, then you might be wondering how to spend it. “I'm torn between using the increase to pay down my credit card debt or throwing it into my savings account,” says Veronica, a young ...

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personal finance

5 Secrets of Successful Savers

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Americans of all ages say they want to start saving more in 2011. Eight in ten Americans and 98 percent of young adults say they want to try to save more money this year, according to the Chase Slate-U.S. News Consumer Monitor survey. But despite those solid intentions, they don’t always know how ...

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personal finance