Alpha Consumer

April 2011


Stay-At-Home Moms Face Credit Card Bias

By |

If you’re a stay-at-home mom, apparently you don’t deserve your own credit card. That’s essentially the message from the Fed, which recently announced a new rule requiring credit card companies to consider individual income and not household income on credit card applications. That means a ...

Read More

TAGS:
personal finance

Why New Parents Can’t Get Credit

By |

Babies bring many surprises, but here's one you might not expect: New parents can find it hard, if not impossible, to take out new loans if they are still on leave from work. That means moms on maternity leave can get denied when they apply for mortgages or, soon, even new credit cards. And because ...

Read More

TAGS:
personal finance

Your State and Your Money

By |

Where you live, it turns out, has a lot to do with how much you pay in taxes. States are increasing taxes on high-earners ($250,000 and up) in an effort to boost their own budgets, which means anyone in an upper-income bracket might want to mull over a move to a cheaper state. My story today delves ...

Read More

TAGS:
personal finance

What You Really Need to Know About Money

By |

It’s financial literacy month, which means everyone’s offering ideas on how to end the dearth of financial knowledge in this country. Mandate personal finance courses in high school. Convince parents to talk about their own budgets with their kids every night. Elect Suze Orman president of the ...

Read More

TAGS:
personal finance

A Financial Checklist for 30-Somethings

By |

A generation ago, most 30-year-olds were full-fledged adults, with homes of their own, families, and jobs. Today’s 30-somethings take a little longer to grow up. They delay marriage and are slower to settle into careers. That means their finances often bloom later, too. So what should a 30-year-old ...

Read More

TAGS:
personal finance