Stay-At-Home Moms Face Credit Card Bias

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If they won't consider my husbands income for a line of credit they shouldn't be able to harass me over his credit.

LG of MI 5:15PM May 17, 2012

I'm a working mom in a good marriage but, one of the reasons I chose to continue to work after having children was to maintain a sense of independence. Having a career makes me a happier person and a better mom. Everyone is different and while I respect parents who choose to stay home with their children, I don't see what the fuss is about. If you don't earn an income, why should you be given individual credit? It has nothing to do with the value of a stay at home parent, blindly giving credit to individuals who don't earn money is risky, that's the sort of thing that got this country in trouble.

CD of VA 10:03AM May 16, 2012

Just another way for the Obama administration to make sure all of our children get put in day care and government schools. This is not an attack on women, it's and attack on families that want to raise and school their children themselves.

sheryl of VA 6:36PM October 23, 2011

I'm not a military spouse, but I know a few people who are. What are the spouses of individuals who have spouses on assignment overseas supposed to do? They can't co-sign for a credit card if they're out of the country.
I understand there are people who abuse the system, but actions like this open the door for more problems down the road.

ahsitan of NY 9:17AM June 29, 2011

It has nothing to do about women..it's about personal income. A stay-at-home dad would, too, find it difficult to obtain a line of credit.
I don't see what's the fuss is all about. The Fed basically said, "no more credit -- now, go on and create capital." you guys call it an attack to women?
Who really is the sexist here?

Ben Vess of CA 8:20PM May 29, 2011

Sounds like a law Osama bin Laden would have dreamed up. Maybe the 'Fed' should have been a little more vigilant years ago when everyone and their pet cat could get a credit card. Now they're trying to clean up their mess by taking rights away from women? Nice work. Bank mentality - blame the victim.

JCA2 of NJ 6:57PM May 08, 2011

... and the last 50 years never happened. what can i say, write to your congressmen ladies (and gents - yes some are stay-at-home too!). understandably, a spouse or a partner who is sharing income should not claim it as her own - i can see the fed is doing it to prevent "irresponsible" credit lines, BUT there is no reason why the stay-at-homers should not be allowed to put half the total family income on their applications and the breadwinners also limited to half. that would have be both fair and responsible.

am of FL 9:16AM May 03, 2011

You said it sister!

Tree Hugger of CO 10:28AM April 22, 2011

This is absolutely amazing... To prevent students from applying for credit using their parents income (which is ridiculous) we will now tell stay-at-home spouses that their family income does not belong to them but to their working spouse. Their stay at home work is meaningless and therefor they will now lose the ability to apply for credit cards in their own name because they are now 'dependents'... Why aren't women's groups furious... is it because the Administration has quietly shut them up and they're running scared...? This is absolutely amazing... Women's rights are being taken away and no one is saying anything...

swc of MD 10:24AM April 22, 2011