7 Tips for Creating a Secure Online Password

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I appreciate for good informative article...

Really everyone should have focus in routine check and change of passwords often to stay away from loss of money,fame,etc...

Gnanam R 4:23AM August 10, 2011

I read this one someone a while back:

Use an important date.. let's say you graduated high school on June 3, 1978.. use 03June1978 and then append the first X# of characters of the site you are logging into. So:

eBay would be 03June1978eba

amazon: 03June1978ama

netflix: 03June1978net

etc...

Paul of MA 5:09PM June 30, 2011

1> DON'T PICK PASSWORDS. Generate it randomly. You won't be tempted to skimp on it.

2> DON'T MAKE PASSWORDS SIMPLE. A strong password must contain lowercase and uppercase letters, digits and symbols.

3> DON'T USE SHORT PASSWORDS. The longer the password, the less likely it will be guessed. 8 characters is the shortest.

4> DON'T REUSE PASSWORDS. I got hacked because I stupidly reused my password with my e-mail address.

5> DON'T MEMORIZE PASSWORDS. Random, strong, long, unique passwords are hard to remember. And if you have 50 accounts, like I do, they're impossible. I use LASTPASS.COM with a strong password. It fills in my username and password for each site I visit, so I don't have to type it. Despite the recent hack, Lastpass did not have any problems. All information is stored and transported encrypted between your computer and their computer.

You also need 5 different e-mail addresses to reduce the problem of phishing. They are:

1> Personal - for friends and family.

2> Commercial - for buying legit stuff from legit stores

3> Financial - for anything to do with saving and making money

4> Junk mail - for subscribing to newsletters and connecting with people that are not friends.

5> Spam - for all other uses. This is the one that it won't matter if you lose it. This is the one that will probably be spammed the most.

Don't use your name for the junk mail & spam addresses. Spammers love to combine names with e-mail extensions to guess at a hit. It costs them almost nothing to send billions.

Jimmy of MD 1:38PM June 30, 2011

as annoying as it can be...it might be better to scatter your various online accounts across various email addresses.

i had to reset every password on the accounts tied to my gmail email account because the former host site of consumerist was hacked. this included resetting facebook, amazon, twitter, and other accounts that are tied to my gmail account

veronica of NH 11:57AM June 28, 2011

I heard a suggestion once to have a secret method for developing passwords for individual sites. Take some feature of the site name and add a code based off of that. So maybe you pick the 4th letter of the site name and add the name of your fourth grade teacher. The trouble that you can run into is that certain sites have rules for their passwords in regards to length, capital letters, etc. and it can be a bit complicated to meet all those requirements.

Emily of GA 10:27PM June 27, 2011

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Alpha Consumer

Kimberly Palmer, senior editor for U.S. News & World Report, writes about making smarter financial decisions. She’s the author of Generation Earn: The Young Professional's Guide to Spending, Investing, and Giving Back.

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