If you want to understand the bailout counterproposal from the House GOP—where shaky banks would pay for insurance from the government on their toxic debt—I suggest you watch the second Godfather movie, in which Michael Corleone harshly responds to Senator Geary's deal for letting the Corleone family do business in Vegas. "Uh, senator—you can have my answer now if you like. My offer is this—nothing. Not even the fee for the gaming license, which I would appreciate if you would put up personally." Now, that's a tough negotiating position.