How Buying a Car is Going to Change

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soundtracks of AL 6:12AM July 17, 2009

Great work, webmaster, nice design!

ultram er double vision of AR 6:34PM July 02, 2009

The banks and lenders are all stiff and set only on a buyer's

credit score! Why not their job and the affordability of the

payback--just as much risk. Afterall, risk is what this country

is built on for small, medium, and big business. It's the mana-

agement of the banks, etc.

The whole damn country has allowed itself to be under the control of 3 unoversited credit bureaus whose sole authority

is that they have survived this long! It's time to reduce their

influence and make them more accountable and not let them run

rampid like we have the utility companies. The credit bureaus

don't have a face or even a name to hold accountable. Yes, I

understand their rationale and reasons to exist and I will even

give them some usefulness for providing some credit history on

the applicant, but banks and lenders get money cheaply and they

can play the float or not take any risk whatsoever and yet make

8 to 9 percent profit by doing no lending. Of course, on the

perfect applicant, and with plenty of collateral, their profit

is lovingly great.

We all have lousy credit by the bureaus' criteria, but most

creditors will pay and understand the responsibility of paying

back. GM, Chrysler, and Ford all depend on banks and lenders

who feed on the person who doesn't need the loan. With their

poor management, especially of their lending branch departments,

they lost. Remember, most of us have committed to USED CARS as

our best bet and we will not go through the disgrace of asking

any lender who is "stuck on the credit score stupidity"!

Napoleon Ortiz of AZ 8:06PM June 14, 2009

My first car was a Ford and it failed on me. I drive a Toyota Avalon now and I know its going to last me 10 years or more. The Ford died on me without even reaching 70,000 miles. I have first hand experience to know to never, ever, buy American.

Regardless of whether you like American cars or not, we are all supporting the American car companies through our tax dollars in the bailouts. Even for those of us who don't like American cars, we are supporting them directly, financially, against our will. So the next time someone says buy American, or support American cars, tell them we already are!!!

Even people who drive Japanese or foreign cars and would never buy American, like myself, are already supporting American cars and auto companies through the bailout funded by may tax dollars!

The American car companies make poor decisions and produce cars that people don't buy and many of their models are discontinued like the Escord and Taurus. Chrysler models were those inherited from Germany from its former partner Damler. Now Chrysler is going to be owned by an Italian company FIAT. Those who bought HUMMER because it was an "American" car now knows that it will now be a Chinese company.

The point here is that the American auto companies and their make and models are unreliable and change hands quickly or become extinct like Oldsmobile. That's why I don't buy American because if I did, that make and model may not exist in 5 years and the trade in value is very low compared to its Japanese counterparts.

My uncle bought his wife a Lexus RX300 when it first came out and I remember it was a pretty sweet car. When I buy my first luxury car, I'm leaning towards a Lexus ES or an Accura TL or RL. But I know for sure that I would NOT buy anything from GM or Ford, and certainly not Chrysler. I don't like their design, I think it looks ugly.

So my point is, we don't have to buy American because we're already supporting the American auto companies through our tax dollars in the bailouts. That's enough.

Daniel Mun of MD 6:09PM June 14, 2009