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The Myth of Zero Percent Financing
Tweet Share on Facebook August 31, 2010 Comment (3)With unemployment near double digits and our economy a little battered, you might be looking for some relief when it comes to your credit or debt. There are many 0 percent offers out there, from balance transfers to financing on big purchases, that may not be quite as good as they seem on the surface. They aren't bad offers, they're just not as attractive as the headlines seem to make it.
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6 Ways to Save Big on Your Wedding
Tweet Share on Facebook August 30, 2010 CommentWeddings tend to be expensive, but yours doesn’t have to be that way. As long as you’re willing to buck a few traditions (who says you have to follow them, anyway?), you’ll surely save a bundle with these alternative wedding ideas.
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4 Safe Ways to Earn More Interest
Tweet Share on Facebook August 27, 2010 CommentYour bricks-and-mortar bank probably doesn’t pay you much interest on your savings. Many of the biggest banks are paying as low as 0.10 percent APY on their savings accounts. The national average on passbook savings is only .21 percent APY. Tiny interest rates like that are not going to make you much money on your savings. Most people would like to earn more on their money but do not want to take any more risk. But it is actually easy to make much more interest and still keep your savings in a safe, FDIC-insured account.
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How to Fix 7 Common Budgeting Mistakes
Tweet Share on Facebook August 26, 2010 CommentHere is a simple fact about budgeting. Just because you have a budget doesn’t mean you manage your money well. If you don’t believe this, consider the U.S. government. It has a budget—enough said.
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5 Sneaky Ways to Save $100 a Month
Tweet Share on Facebook August 26, 2010 Comment (8)Did you save 6.4 percent of your paycheck last month? That's how much Americans managed to sock away on average, according to a recent Commerce Department study. If your savings rate is not up to snuff and you're finding it hard to pinch those pennies for a rainy day, try some of these sneaky switches to trick yourself into saving more than the national average.
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10 Things You Should Know About Saving
Tweet Share on Facebook August 25, 2010 Comment (1)One of the most important things you can do for yourself -- and your future -- is to set aside money for saving. Opening a savings account is a good way to start. A habit of saving can help you achieve financial freedom, since you will be prepared for emergencies, as well as prepare for the future that you want. In order to help you better understand the process, here are 10 things you should know about saving your money:
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Don't Stop at the Latte Factor
Tweet Share on Facebook August 25, 2010 CommentSchools throughout the country are beginning to introduce money management lessons into mathematics classes. For a young public that is confused about compound interest, doesn't know how to balance a check book, and wonders how their lives become consumed by debt, more attention on personal finance during adolescence can only be a positive influence.
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Six Popular Credit Score Myths
Tweet Share on Facebook August 24, 2010 Comment (1)Your credit score is one of the most important numbers in your life and one of the most misunderstood. So many people don't understand how the credit scoring system works because Fair Isaac Corporation, the designers of the FICO credit score, gives only vague hints as to how they calculate it. It's specially designed to be difficult to understand and impossible to guess.
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5 Great Ways To Downsize Effectively
Tweet Share on Facebook August 24, 2010 CommentDownsizing –- it’s all about embracing simpler living. A lot of us have had to go down this road ever since the recession hit us with full force.
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4 Secrets of the Ultimate Profile Photo
Tweet Share on Facebook August 23, 2010 CommentYour high school sweetheart isn’t the only one looking you up online. Your online photos are also being seen by prospective employers, credit checkers, or anyone curious about your background.
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