5 Sneaky Ways to Save $100 a Month

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it's not about what you want, it's about what you can afford.
oh yes, you can afford to live without it.
remember quality time with family and friends, come first.

edwardo of NJ 4:37PM June 11, 2012

use your brain quit spending,get it 1 rule.....do it...gas. clothes, hair cuts, someone you know can...knock out steaks get it! think....think.. take a lunch get it.....quit spending in and out of your house...get it....crock pot . get it you'd rather be broke then go without...oh well.hahahaha

lonnie of NV 11:34PM September 17, 2010

It's true, B of A does not have the Bi-Weekly option, so I went to the Amortization schedule and looked up how much I would need to add to the principle monthly in order to pay the loan off quicker. Depending on how much extra I have to spare that month, I add it to the principle. It will take some discipline, but I want to retire early (after my house is paid off)!

Meisha of CA 3:57PM September 04, 2010

you have to set up the Bi-Monthly payment optin with your mortgage holder- you can not just pay half your mortgage at the beginning of the month and the second half on the 15th- it isn't that easy. Many of these institutions will also charge you an upfront fee to set up your bi-monthly payment. Be aware of these stipulations before u send off half ur mortgage payment this month.

Krista of FL 2:05PM September 02, 2010

If BOFA won't allow you to make bi weekly payment, just add a little to the principal every month.

Sara of RI 2:55AM September 01, 2010

Wells Fargo is great and we make bi-weekly payments. It actually shows our mortgage balance decreasing faster as we get quarterly statements vs. monthly.

Lisa of VA 8:41AM August 31, 2010