6 Alternatives to Low-Rate Savings Accounts

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I can attest to Lending Club and it's returns as an alternative investment. Currently I'm getting 12.36% APY with 100+ loans, with $3k invested. I've been investing for over one year now. I have one loan that more than likely will default. I review Lending Club on my blog:
http://investorjunkie.com/4/lending-club-review/
Compared to other investing option, I'm very happy with the returns. I do admit it's not for everyone and can be risky.

Investor Junkie of NY 6:49PM September 17, 2010

I agree with this article. Paying off debt especially if it's at a high rate (above 8%).
I've been doing Lending Club for over 1 1/2 years and currently getting a 12.32% APY. It's not for everyone, but if you are a mid-level to advanced investor it seems like the perfect fit. Even if you are a novice and invest in the best borrowers, you should be able to get returns above other fixed income investments at the moment.
I review it and give updates on my blog here:
http://investorjunkie.com/4/lending-club-review/

Investor Junkie of NY 4:01PM September 10, 2010

Although P2P lending got off to a rocky start several years ago it looks like it's turning the corner. The median rate of return for prosper investors since re-opening about 1 year ago when the company filed with the SEC is about 13%.
Crunch the numbers for yourself. I used a loan age of < 365.
http://www.ericscc.com/stats/lender-return-distribution

Jay of CT 2:09PM September 09, 2010