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How to Find a Good Savings Account
Tweet Share on Facebook September 14, 2010 Comment (1)With the new overdraft rules, a lot of banks are starting to make changes to their checking and savings accounts to overcome the loss of revenue overdrafts were generating. It's a pretty high bar too, with overdraft fees earning over $20 billion last year!
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11 Ways to Pay Less for College Textbooks
Tweet Share on Facebook September 13, 2010 Comment (4)For college students, the back-to-school shopping season takes place several times a year. Each semester arrives with a new list of books that can cost hundreds of dollars. (See also: The Ultimate Guide to Saving for College.)
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A Guide to Tipping Etiquette
Tweet Share on Facebook September 9, 2010 Comment (1)I'll never forget the wonderful sound of change clanking in my tip jar. Back in my student days I worked as a minimum wage server at a local coffee shop to help pay for college tuition. Every tip I earned was always appreciated and my gratuity earnings were carefully budgeted using my student budget planner. Those were tough times.
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6 Alternatives to Low-Rate Savings Accounts
Tweet Share on Facebook September 9, 2010 Comment (4)Low interest rates are great for borrowers, but lousy for savers. Whether you need a place to stash your emergency fund or a down payment for a home, finding a low-risk option that pays more than about 1 percent is a real challenge today. Recently, a supposedly high-yield savings account I looked into paid a miserly 0.45 percent. On $10,000 invested for a year, 0.45 percent yields just $45 in simple interest.
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10 Totally Radical Money Moves
Tweet Share on Facebook September 8, 2010 CommentLife's too short to be like everyone else. Be different. Consider these ten totally radical money moves. Are they over the top? Or can you see yourself using one of these money moves to radically change your financial life?
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8 Ways to Save Money in College
Tweet Share on Facebook September 8, 2010 Comment (2)For many students, attending college away from home is the first time they have been entrusted with adult responsibilities. For the most part, everyday money choices would have been handled or at least supported by parents who would have been around to guide students in the right direction while living at home. College ushers in independence and consequences.
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How to Keep Your Financial Information Safe
Tweet Share on Facebook September 8, 2010 CommentNow more than ever, consumers are banking online, spending online, and paying bills online. As a result, we often store our financial data online to simplify these processes. While it is much easier to have our data stored so we don’t have to enter our logins each time we want to access our accounts, is it really safe?
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6 Ways to Make the Most of Your Money
Tweet Share on Facebook September 7, 2010 Comment (2)You want to make the most of your money, right? Sometimes, it's the little things that make a difference over time. Wondering what we can do to make a difference to our bottom line? Let's check out some actions we can take in order to make our money go a longer way.
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How to Build a Professional Wardrobe on a Dime
Tweet Share on Facebook September 7, 2010 CommentFor better or worse, how you dress plays a role in the impression you give to others, especially in the workplace. How professional you need to look will depend on your industry, office, and position, but no matter what the dress code (and you should find out what it is), you want to look polished and presentable.
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How to Get on the Budgeting Bandwagon
Tweet Share on Facebook September 7, 2010 Comment (2)Budgeting is a lot like working out at the gym. It's good for you, you know it's good for you, but if you've never done it, it's really hard to get in the habit. Much like going to the gym, or making any change in your life, the key to getting yourself on the budgeting bandwagon is to make small incremental changes and step it up once those changes stick.
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