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5 Scary Ways To Save on Halloween
Tweet Share on Facebook October 29, 2010 Comment (2)It's scary how much money we spend on Halloween. After saying 'boo' to the haunted eve last year, Americans are ready to get their ghoul on by shelling out more money this season. According to the National Retail Federation (NRF), the average person will spend $66 on Halloween and total holiday spending will reach nearly $6 billion.
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How Financial Roadblocks Can Force Good Behavior
Tweet Share on Facebook October 28, 2010 CommentIn two short months, you're probably going to give yourself a few New Year's resolutions. Maybe you'll try to lose the few pounds you gained over the holidays or promise to pay off your credit card bill, the one you used to pay for all those gifts. Whatever the case may be, sadly many New Year's resolutions end in failure. Some end in spectacular failure, others just fade away, but many of them come to an end because we are who we are.
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How to Cut the Cost of Shaving
Tweet Share on Facebook October 28, 2010 Comment (1)The razor industry is constantly coming out with new razors that have multiple blades, moisturizing strips, batteries, and more. They might say this is so you can have a better shave but these improvements cost you money. Shaving can be expensive but there some ways you can cut the cost of shaving without getting your face cut up from a cheap razor.
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Is Credit Monitoring Right For You?
Tweet Share on Facebook October 27, 2010 Comment (2)Most consumers today are very much aware of the importance of maintaining a good credit history. The information reported on your credit report may determine whether or not you are approved for credit and if so, if the terms will be affordable.
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5 Green Home Improvements That Really Pay Off
Tweet Share on Facebook October 27, 2010 Comment (3)You don't need a $30,000 array of solar panels or a rooftop wind turbine to go green and save money on your utility bills. In fact, sometimes the smallest changes can make the biggest impact on your home.
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Where to Save When High-Yields Are Low
Tweet Share on Facebook October 26, 2010 Comment (1)For almost a decade, I've been enjoying the benefits of high-yield savings accounts. Those benefits have become less appealing over the past few years, unfortunately. In its heyday, this special class of savings accounts earned 5 percent APY or more, a rate of return attributed to riskier bonds or even stocks. Today, interest rates are barely above 1 percent APY.
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Raise Your Credit Score By Shopping—Really
Tweet Share on Facebook October 26, 2010 Comment (3)Improving your credit can be extremely difficult, but the principle behind doing so is actually fairly simple. You must mitigate past negative information in your credit history by providing a consistent stream of positive information to the major credit reporting agencies each month. Perhaps surprisingly, store-affiliated credit cards—like the Macy’s Store Card—could serve this purpose extremely well.
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How to Build Savings While Paying Off Debt
Tweet Share on Facebook October 25, 2010 Comment (3)Most of us would like to have a hefty bank account and would love to put a lot of money from our salaries into savings. However, when the bills start to pile up, our savings accounts tend to be the last things we pay attention to. For those of us who are struggling financially, we may find that we are able to pay our bills, yet our savings and high-yield CD accounts barely get a handful of funds; in fact, they may even suffer.
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How to Use Groupon Deals Wisely
Tweet Share on Facebook October 25, 2010 Comment (4)In the 1970s, collective buying brought about the development of grocery warehouses. Shoppers could happily find large quantities of favorite or frequently used items at reduced costs. Farmer’s cooperatives, around for generations, allow groups of individuals to buy and sell products collectively. In the last couple of years, this philosophy entered the product and services market.
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How to Avoid Discount Seduction
Tweet Share on Facebook October 25, 2010 Comment (1)Comedian Daniel Tosh delivers a great joke about Target. The scenario: A shopper enters Target for one item and walks out of the store $95 later. That shopper could have been me. Too often, when I push a cart through discount chains, my wish list expands, and my wallet shrinks. Fortunately, I’ve developed a money-saving shopping plan. The strategy involves the following elements:
