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Why You Should Create an Annual Budget
Tweet Share on Facebook October 22, 2010 Comment (3)When most people think of budgeting, they think of the all-too-familiar monthly budget. All of the popular budgeting tools are set up to track budgets on a monthly basis. And most of our income and expenses are on a monthly cycle. But while a monthly budget is an important part of sound money management, there are some very important reasons to also create an annual budget.
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5 Ways to Clean Your Home and Save $600
Tweet Share on Facebook October 21, 2010 Comment (10)Is cleaning your dirty home making chemical companies filthy rich? David Bach, author of Go Green, Live Rich says, "The average U.S. household shells out roughly $600 a year on 40 pounds of chemical cleaning supplies." That's a lot of dough going down the drain with a serious environmental cost.
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7 Best Car Insurance Discounts
Tweet Share on Facebook October 21, 2010 Comment (1)Car insurance can be expensive, with premiums averaging well over $1,500 in many states. However, there are ways to lower your car insurance bill, and all you have to do is ask.
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7 Ways to Give Yourself a Raise
Tweet Share on Facebook October 20, 2010 CommentIf you're working for someone else, the classic method for increasing your income is to prove your worth to the company and ask for more responsibility and compensation. The problem with this approach is it puts your financial fate into someone else's hands, and those hands could be tied. You might work harder and do all the right things in the office but still not receive the recognition you want.
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Online Holiday Shopping: 5 Pitfalls to Avoid
Tweet Share on Facebook October 20, 2010 CommentThe holiday season is fast approaching, and that means that many of us are getting ready to order gifts online. I love online shopping for gifts. You get a wider selection, and you can use online wish lists to help you find just what someone wants. However, there are plenty of pitfalls associated with online holiday shopping. Make sure you understand the possible problems, and prepare for them.
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5 Ways to Slash Your Cable Bill
Tweet Share on Facebook October 19, 2010 Comment (1)When I was younger, we paid around $15 a month for television. We didn't get cable, just the standard programming channels, and we enjoyed it all the same. While I was in college, cable television was free, rather it was included in the fees for my room, and so I didn't think much of the cost. After graduation, I was surprised to learn that you could now get hundreds of channels, many of which you'll never watch, and that it would cost you over a hundred dollars!
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6 Great Discounts People Often Overlook
Tweet Share on Facebook October 18, 2010 Comment (1)Don't go through life paying full price. You may be entitled to a broad range of discounts based on your neighborhood, profession, hobbies and personal associations. Through research, discipline and organization, you can save money by cashing in on group discounts. Here’s a list of six types of entitlement programs:
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5 Things You Should Know About the Foreclosure Moratorium
Tweet Share on Facebook October 15, 2010 Comment (8)JPMorgan Chase has suspended foreclosures in 23 states while the company looks at 115,000 mortgage foreclosure files to find potential errors in its documentation. Ally Financial and Bank of America are looking for errors in files for all 50 states and suspending foreclosures. Goldman Sachs' Litton Loan Servicing, PNC Financial, and OneWest Bank began are checking their files, but Wells Fargo and Citigroup are holding their ground, stating that their affidavits are valid and sound. Here are some things you should know about the foreclosure moratorium:
[In Pictures: 12 Money Mistakes Almost Everyone Makes]
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4 Ways to Cut Your Transportation Costs
Tweet Share on Facebook October 15, 2010 Comment (2)While gas prices are still below their peak of a couple of years ago they are starting to creep back up. You can find lots of advice on how to save gas but that is just one part of total transportation cost. Since transportation costs can make up a large part of a household budget this is great place to save money. If you want to cut your transportation costs there are several strategies that will allow you to do that. At least one of the strategies should work for you.
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5 Things You Don't Know About Car Insurance
Tweet Share on Facebook October 14, 2010 Comment (4)Many car insurance policies offer coverage that you may not know about. There are also things that are not covered by standard insurance policies. It is important that you understand what your rights are before you are involved in an accident and need to file a claim. The following five facts are not widely known by most individuals who purchase auto insurance.













