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7 Bills My Parents Never Paid
Tweet Share on Facebook October 14, 2010 CommentOur financial lives are a lot more complicated today than when I was growing up. With advances in technology have come countless financial products and tools to manage. Technology has also generated a number of new products and services that can cost us a small fortune each month. While each “advance” in technology may not seem overwhelming or unduly expensive, over time these advances can become all consuming. We’re like frogs slowing coming to a boil in a cauldron of water.
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5 Budgeting Myths That Stop Financial Success
Tweet Share on Facebook October 13, 2010 CommentBudgeting carries an ugly reputation among many people. It's easy to look at budgeting as the process of preventing yourself or your family from spending money, and that's part of the problem. Budgeting is perceived as a negative approach to building finances, and most people would prefer to work on positive approaches, like earning more money, even if that can be more difficult and less rewarding.
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How to Make Christmas Less Stressful
Tweet Share on Facebook October 13, 2010 CommentChristmas is just around the corner. As I get older, the holiday season seems to become more of a chore. Gone are the days when food magically appears on the dining room table. Gone are the days of endless hours playing in the snow with cousins. Gone are the days where clothes and bedding are washed without effort.
What happened? I grew up and realized that everything that needs to be done around the Christmas season can get quite stressful. If you are in the same boat and are looking for some help, here are some suggestions.
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5 Reasons to Delay Halloween Shopping
Tweet Share on Facebook October 12, 2010 Comment (2)Halloween can be a bag of financial tricks. Total spending for the 2010 Halloween spending season is expected to hit $5.8 billion, according to the National Retail Federation, an industry association. U.S. shoppers will spend an average of $66 on costumes, candy and decorations, according to NRF’s 2010 Halloween Consumer Intentions and Actions Survey. That’s up from $56.31 in 2009.
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How to Find High-Yield CD Rates
Tweet Share on Facebook October 12, 2010 CommentDespite the reports that the recession has been vanquished, people are still concerned with where they're putting their savings. Combined with the reports of state and local governments defaulting on municipal bonds (rare, but think about the last year) have really taken those off the table for the most conservative of investors, so that really only leaves old reliable - the certificate of deposit.
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How to Save on Halloween
Tweet Share on Facebook October 8, 2010 Comment (2)It won't be long before Halloween is here and the thought of all the money you will spend on costumes, candy, and other supplies might be frightening. There is no need to be spooked though, because by implementing a few tips you can reduce the cost of your Halloween to a not-so-scary level.
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Ways for Homeowners to Afford Their Homes
Tweet Share on Facebook October 8, 2010 Comment (4)In the current housing environment, banks and lenders face a tremendous backlog of foreclosures and short selling has become one of the fastest growing segments. But why are short sales only available to other people and not the homeowners themselves?
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5 Fees Worth Paying
Tweet Share on Facebook October 7, 2010 Comment (1)No one likes paying fees, but in some cases, you're better off just handing over the money. Here are five fees that you should pay:
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Top 10 Ways to Lower Your Monthly Rental Cost
Tweet Share on Facebook October 7, 2010 CommentIn these difficult financial times, it is helpful to save money in any way that you can. The following tips can help you reduce the amount that you pay when you are renting a house or an apartment.
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5 Savings Mistakes to Avoid
Tweet Share on Facebook October 6, 2010 Comment (1)You know that have a savings plan is important. Whether you are saving for retirement or college, it's important to consider your options and stick to your plan. Unfortunately, there are some obvious, and some not so obvious, pitfalls that could cost you dearly. Here are five savings mistakes to watch out for.
