My Money

October 2010


5 Scary Ways To Save on Halloween

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It's scary how much money we spend on Halloween. After saying 'boo' to the haunted eve last year, Americans are ready to get their ghoul on by shelling out more money this season. According to the National Retail Federation (NRF), the average person will spend $66 on Halloween and total holiday ...

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personal finance

How to Cut the Cost of Shaving

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The razor industry is constantly coming out with new razors that have multiple blades, moisturizing strips, batteries, and more. They might say this is so you can have a better shave but these improvements cost you money. Shaving can be expensive but there some ways you can cut the cost of shaving ...

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personal finance

How to Use Groupon Deals Wisely

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In the 1970s, collective buying brought about the development of grocery warehouses. Shoppers could happily find large quantities of favorite or frequently used items at reduced costs. Farmer’s cooperatives, around for generations, allow groups of individuals to buy and sell products collectively.

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personal finance

How to Avoid Discount Seduction

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Comedian Daniel Tosh delivers a great joke about Target. The scenario: A shopper enters Target for one item and walks out of the store $95 later. That shopper could have been me. Too often, when I push a cart through discount chains, my wish list expands, and my wallet shrinks. Fortunately, I’ve ...

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personal finance

Online Holiday Shopping: 5 Pitfalls to Avoid

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The holiday season is fast approaching, and that means that many of us are getting ready to order gifts online. I love online shopping for gifts. You get a wider selection, and you can use online wish lists to help you find just what someone wants. However, there are plenty of pitfalls associated ...

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personal finance

5 Ways to Slash Your Cable Bill

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When I was younger, we paid around $15 a month for television. We didn't get cable, just the standard programming channels, and we enjoyed it all the same. While I was in college, cable television was free, rather it was included in the fees for my room, and so I didn't think much of the cost.

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personal finance

6 Great Discounts People Often Overlook

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Don't go through life paying full price. You may be entitled to a broad range of discounts based on your neighborhood, profession, hobbies and personal associations. Through research, discipline and organization, you can save money by cashing in on group discounts. Here’s a list of six types of ...

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personal finance

4 Ways to Cut Your Transportation Costs

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While gas prices are still below their peak of a couple of years ago they are starting to creep back up. You can find lots of advice on how to save gas but that is just one part of total transportation cost. Since transportation costs can make up a large part of a household budget this is great ...

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personal finance

5 Things You Don't Know About Car Insurance

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Many car insurance policies offer coverage that you may not know about. There are also things that are not covered by standard insurance policies. It is important that you understand what your rights are before you are involved in an accident and need to file a claim. The following five facts are ...

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personal finance

7 Bills My Parents Never Paid

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Our financial lives are a lot more complicated today than when I was growing up. With advances in technology have come countless financial products and tools to manage. Technology has also generated a number of new products and services that can cost us a small fortune each month. While each ...

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personal finance

How to Make Christmas Less Stressful

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Christmas is just around the corner. As I get older, the holiday season seems to become more of a chore. Gone are the days when food magically appears on the dining room table. Gone are the days of endless hours playing in the snow with cousins. Gone are the days where clothes and bedding are ...

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personal finance

5 Reasons to Delay Halloween Shopping

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Halloween can be a bag of financial tricks. Total spending for the 2010 Halloween spending season is expected to hit $5.8 billion, according to the National Retail Federation, an industry association. U.S. shoppers will spend an average of $66 on costumes, candy and decorations, according to NRF’s ...

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personal finance

How to Save on Halloween

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It won't be long before Halloween is here and the thought of all the money you will spend on costumes, candy, and other supplies might be frightening. There is no need to be spooked though, because by implementing a few tips you can reduce the cost of your Halloween to a not-so-scary level.

[In ...

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personal finance

5 Savings Mistakes to Avoid

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You know that have a savings plan is important. Whether you are saving for retirement or college, it's important to consider your options and stick to your plan. Unfortunately, there are some obvious, and some not so obvious, pitfalls that could cost you dearly. Here are five savings mistakes to ...

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personal finance