4 Money Mistakes That Can Destroy You

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An emergency fund of 12 months means saving ten percent of your income for more than a decade without an emergency. This seems a bit excessive. Three months is pretty reasonable though. Much past that saving for college, retirement, a new car, a down payment on a house starts being more important.

Glmory of CA 12:01AM December 16, 2010

don't you mean your credit reports, not scores. aren't fico SCORES different
than credit REPORTS?

C. Parker of GA 7:35PM December 15, 2010

These points should be considered by business owners and managers also.
I’ve seen many companies plan operations based on optimistic sales. Then when sales fall short, they scramble and often make poor decisions. A better course is to also evaluate a “Flat Sales” plan and a “Lower Sales” plan. If these unfortunate alternatives evolve, owners and managers already know what they must do and decisions that must be implemented.
But don’t forget to celebrate hitting the optimistic plan when you do. It will be so much sweeter after knowing the alternatives.
For more business perspectives, visit my blog at http://www.CostMattersCoach.com

Alan Stratton of OR 3:04PM December 14, 2010