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4 Effective Ways To Manage Your Spending
Tweet Share on Facebook December 13, 2010 Comment (3)Expense management is something that not many young adults have mastered quite yet. Most of the time, they are living on a shoestring and perhaps living paycheck to paycheck (if not on a limited allowance), so the concept of setting aside money for savings may be new to a lot of them.
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Green Holiday Gift Ideas For Less
Tweet Share on Facebook December 13, 2010 Comment (2)A used paperback copy of Snow Flower and the Secret Fan, a New York Times bestselling novel written by Lisa See, tops the list of my favorite gifts. At holiday re-gifting party, a friend presented the paperback to me. She had the read novel, set in China during the 19th century, and accurately determined the book would make an ideal present for me and gave me her copy. (See also Creative Ways to Donate Your Used Stuff)
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5 Key Steps for Getting Out of Debt
Tweet Share on Facebook December 10, 2010 Comment (3)As America languishes in a jobless recovery and struggles to recover from the Great Recession, you and many millions of others may be feeling the uncomfortable pressures of growing debts. Everyday expenses make it increasingly difficult to pay your debts as you always have in the past.
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5 Christmas Gifts That Keep on Giving
Tweet Share on Facebook December 9, 2010 Comment (1)If you want to help out someone you know who is struggling financially, you could give them money for Christmas. That might not be practical, though, since the recipient may be too proud to accept a handout, but there are several gifts you can give that will save the recipient money all year long.
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3 Reasons to Pay Off Debt Before Saving for Retirement
Tweet Share on Facebook December 8, 2010 CommentWhen it comes to saving for retirement, the earlier you get started, the better. With each passing year, the amount you need to save annually for a comfortable retirement increases. And with an economy that is showing no signs of improvement, planning for your future has become more important than ever.
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5 Ways to Save Money on Moving Costs
Tweet Share on Facebook December 8, 2010 Comment (2)So, you're moving soon. And as you look around at all your stuff, contemplating how much you'll need to spend on boxes and a truck, you can practically see the money falling out of your pockets. There's no doubt that moving can be expensive. But notice I said "can be."
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How to Avoid a Bidding War on Your Next Home Purchase
Tweet Share on Facebook December 8, 2010 CommentThe housing market is making a comeback and mortgage interest rates are low, but there’s a new challenge for home buyers. Competition from other buyers is on the rise as more people are taking advantage of the situation. This is driving up the home prices as well as shutting potential buyers out of the homes they want.
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How to Reduce the Cost of Holiday Lights
Tweet Share on Facebook December 7, 2010 Comment (2)Decorating your home for the holidays does not have to cost a fortune, according to regional and national energy experts. Reduce your holiday budget and your carbon footprint by illuminating indoor and outdoor spaces with solar, battery-operated or LED electric holiday lights.
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4 Ways to Clean Your Financial House
Tweet Share on Facebook December 7, 2010 CommentThe end of the year is a fantastic time to take a look at your finances and do some of the quick financial cleaning you've been putting off all year. You've probably accumulated quite a bit of financial "stuff" over the last year and clearing it out before the calendar flips will help you keep your finances in better shape.
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When Your Credit Card Hurts Your Credit Score
Tweet Share on Facebook December 3, 2010 Comment (2)If you have a Visa Signature, World MasterCard or Amex Charge Card, then your card is most likely classified as a No Preset Spending Limit (NPSL). You might think that means it gives you unlimited spending power. And who could blame you? Credit card companies themselves intentionally perpetrate this myth. However, spending is, in fact, limited with NPSL credit cards—an under-recognized fact that hurts consumers in numerous ways.
