My Money

December 2010


7 Easy Ways to Save Hundreds of Dollars

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What will your resolution be this New Year? The economy is still challenging and many of us are dealing with unemployment, upside-down loans, growing healthcare costs, and more. While you might have reduced some expenses since the start of the downturn, you also might have missed a few easy ...

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personal finance

5 Frugal Ways to Celebrate New Year’s Eve

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Ready to party like it's 2011? You can celebrate and still start the new year with your bank account intact. Here are five frugal ideas:

1. Dick Clark’s Rockin’ New Year's Eve at home on TV. Curl up at home with the remote control and your new plasma tv (hopefully Santa brought you this) and watch ...

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personal finance

7 Financial Checkups for the New Year

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With the New Year just around the corner, now is the perfect time for a financial checkup. Just like changing the batteries in your smoke detectors when the time changes, January 1 is the perfect time to evaluate your finances. So here are seven financial checkups that will help put you on the ...

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personal finance

7 Tips for First-Time Home Buyers

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You've been out looking at homes with your realtor all day. And as you walk through the door of the last house on your list, your mouth falls open. Finally, you've found The One, the perfect house. Stars begin to shimmer in your eyes. You love the layout, the paint colors, and the little powder ...

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personal finance

Pay Off Debt and Recover in 3 Easy Steps

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You've finally had enough with your debt problems. You've let the issue sit far too long and all you've gotten out of the deal is misery, late fees, finance charges, and a large debt. You're ready to make a change, but you don't know where to start. Here is a basic three-step plan to help you pay ...

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personal finance

Do You Need a Safe Deposit Box?

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Safe deposit boxes, sometimes called safety deposit boxes, are safes located in a special part of your local bank. They are usually stacked and located in the vault at your bank, which is protected against more common threats like fire, flood, and even explosions. You can usually rent the safe ...

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personal finance

How Obama’s Tax Deal Is a Compromise of Details, Not Principles

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Nearly 10 years ago, President George W. Bush signed into legislation sweeping tax cuts for all federal income tax brackets, including various tax credits and estate tax exemptions. Many Americans saw an immediate tax savings, and now those tax cuts are set to expire on December 31, 2010—unless ...

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Republican Party
Democratic Party
federal taxes
estate taxes
tax returns
income tax
Obama administration
Obama, Barack
personal finance

Safeguard Your Finances This Holiday Season

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With the holiday season in full swing, many consumers are taking trips to the shopping mall or are shopping online to stock up on holiday gifts. While this time of year brings out the holiday spirit and good will of most people, it is also a time of year when individuals are more vulnerable to ...

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personal finance

4 Money Mistakes That Can Destroy You

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Not all money mistakes are created equal. If you forget to use a coupon when you buy that gallon of milk, it might cost you fifty cents. It stinks to pay more than you need to but the mistake costs you only fifty cents. If you decline the flood rider for your homeowners insurance and are hit with a ...

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personal finance

Best and Worst Retail Return Policies

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Research shows that nearly $50 billion in merchandise is returned to retail stores during the holiday season. It’s a good idea to consider the return policy before you make a purchase. Stores with simpler return policies mean fewer headaches for you returning gifts you bought for the kids.

[In ...

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personal finance

7 Ways to Save Money on Holiday Travel

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Holiday travel can be a daunting experience, even for those of us who are seasoned travelers. From airport check-in lines to extra baggage fees, the cost of visiting friends and relatives often causes headaches, and January credit card bills. Thankfully, we live in a time where almost everyone has ...

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personal finance

Green Holiday Gift Ideas For Less

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A used paperback copy of Snow Flower and the Secret Fan, a New York Times bestselling novel written by Lisa See, tops the list of my favorite gifts. At holiday re-gifting party, a friend presented the paperback to me. She had the read novel, set in China during the 19th century, and accurately ...

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personal finance

5 Key Steps for Getting Out of Debt

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As America languishes in a jobless recovery and struggles to recover from the Great Recession, you and many millions of others may be feeling the uncomfortable pressures of growing debts. Everyday expenses make it increasingly difficult to pay your debts as you always have in the past.

[In Pictures:

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personal finance

5 Christmas Gifts That Keep on Giving

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If you want to help out someone you know who is struggling financially, you could give them money for Christmas. That might not be practical, though, since the recipient may be too proud to accept a handout, but there are several gifts you can give that will save the recipient money all year long.

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personal finance

How to Reduce the Cost of Holiday Lights

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Decorating your home for the holidays does not have to cost a fortune, according to regional and national energy experts. Reduce your holiday budget and your carbon footprint by illuminating indoor and outdoor spaces with solar, battery-operated or LED electric holiday lights.

Relative to standard ...

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personal finance

4 Ways to Clean Your Financial House

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The end of the year is a fantastic time to take a look at your finances and do some of the quick financial cleaning you've been putting off all year. You've probably accumulated quite a bit of financial "stuff" over the last year and clearing it out before the calendar flips will help you keep your ...

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personal finance

5 Steps to Renting Out Your Home

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In today's real estate market, more and more homeowners are becoming landlords. After all, home prices are down as much as 50 percent or more in some parts of the country. The thought of trying to sell in such a market can make even the most weathered homeowner's stomach clench.

[In Pictures: 12 ...

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personal finance