My Money

April 2011


6 Mistakes to Avoid While Selling Your Home

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While the real estate market downturn has benefited buyers, it’s made selling a home much more stressful. It’s common for a home to remain on the market for months before a sale. More often than not the home’s listing price is reduced due to a large amount of foreclosures on the local market, which ...

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personal finance

Save $100 a Week with These 22 Tips

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With the dramatic increase in gas and food prices, most of us can barely make ends meet, let alone think about saving money. The good news is, with a little imagination and perseverance, there are still plenty of ways to pocket extra cash.

Follow these 22 simple tips and save at least $100 a week:

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personal finance

5 Investment Ideas for Recent College Grads

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According to a survey conducted by Adecco Staffing US, college graduates lack confidence in their future retirements. The survey found that only 19 percent of participants believe Social Security will exist when they retire and only 46 percent had confidence that their personal savings plan will be ...

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personal finance

Create a Chic Bathroom For Cheap

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If you’re looking for an easy and affordable weekend home project, the best place to get the most bang for your buck is the bathroom. For about $500 or less, you can dramatically change the look of the room as well as up your home value, without having to call in a plumber or demolition team. Some ...

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personal finance

How to Stop Domestic Financial Abuse

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Financial abuse occurs in 98 percent of abusive relationships, whether in the form of restricting access to a spouse’s credit, or draining assets once a victim attempts to leave. For spouses who see their options gradually dwindle, money may be the reason to stay in a relationship or come back ...

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personal finance

The Truth About Credit Cards & Cell Phones

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Cell phone carriers take in a good deal of profit from selling warranties, which is why wireless salesmen are often trying to scare you into paying for protection. What you may not know is that many credit cards offer similar protection, so if you’re worried about your phone, take the following two ...

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personal finance

5 Ways to Save When Mortgage Shopping

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Did you know that borrowers spend twice as much time researching a car purchase than they do a home loan, even though the average home costs five times more than the average car? It’s true. In a survey commissioned last year by Zillow and Harris Interactive, it was learned that the typical borrower ...

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personal finance

Living With Your Ex to Make Ends Meet

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Welcome to your worst nightmare: you and your significant other, the person you thought you were going to be with forever, have broken up. You were planning on a future together and had taken the first step towards having that future, moving in together. Not only are you devastated, but now you are ...

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personal finance

5 New Banking Trends for 2011

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It’s March, but it’s not too late to publish our predictions for 2011. First of all, banks usually go into hibernation for the winter months, and leave interest rates alone until springtime. Second, the 2011 game-changer is the Durbin Amendment, and when and how the Federal Reserve decides to ...

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personal finance

The Truth About Credit Cards & Car Rentals

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Most of us have been told it’s a waste of money to buy the optional insurance coverage when we rent a car. At up to $25 or more per day, it’s definitely not cheap! Furthermore, it has been instilled in us that our credit card or personal auto insurance will have our back if something happens. But ...

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personal finance

Reasons to Cut Back on Credit Cards

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How many credit cards do you have in your wallet or purse? Zero? Two? Ten?

A few years ago, I discovered that I had over ten open credit card accounts at the age of twenty five. I had two Discover cards, three Citi cards, two MBNA cards (now Bank of America), and three American Express cards (one ...

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personal finance

8 Tips for a Successful Open House

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If your home is on the market, then you may already know that you're about to enter the high season for buyers. Spring, summer and fall are when most people look for, and buy, homes. In fact, April through July is when the majority of homes change hands, with June traditionally being the strongest ...

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personal finance