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How to Talk to Your Landlord
Tweet Share on Facebook August 17, 2011 CommentConsidering that nearly 35 percent of Americans currently reside in approximately 40 million rental units throughout the country, it’s surprising that few people give much thought to how they communicate with their property manager or landlord. Nearly every one of these landlord-tenant relationships last a minimum of one year and some last many years, even decades.
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Getting a Good Deal on Investment Property
Tweet Share on Facebook August 16, 2011 Comment (3)Investment returns in real estate are really comprised of two pieces: operating positive cash flows and long-term appreciation. However, in today’s world, even though it probably will come, we cannot count upon and should not consider long term appreciation of real estate. That leaves positive operating cash flows as our primary source of investment return. Let’s call this: “earning money the old fashioned way.”
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6 Ways Lack of Sleep is Costing You a Fortune
Tweet Share on Facebook August 15, 2011 Comment (2)Sleep deprivation is never a fun thing to deal with. Feeling groggy when going about your day can make it less enjoyable and productive. But being sleep deprived can also be a drain on your bank account. (See also: 5 Effective Sleep Tips You Haven’t Tried.)
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How to Make Home Appliances Last Longer
Tweet Share on Facebook August 12, 2011 CommentDuring hard economic times, most of us want to get the most use out of items we already own. Naturally, this applies to appliances as well. With a little time and elbow grease, you can keep your appliances running in top form for years. This, in turn, helps you save money and prevents you from buying large appliances months or years before you need to.
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10 Unusual Ways to Save Money
Tweet Share on Facebook August 8, 2011 Comment (4)Everyone has heard of the typical ways to save money: avoid your local coffee shop, unplug appliances when you aren’t using them, don’t buy pre-cut fruits or veggies, and more. But what are some non-traditional ways of saving money? Here are ten uncommon ways to save that you may not have thought of.
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Talking Credit with Your College Freshman
Tweet Share on Facebook August 4, 2011 Comment (1)When your child begins his first year of college, he’ll face his fair share of emergencies, make tough decisions that will affect his life from here on out, and have more freedom than he could have ever imagined. Before you drop him off at his dorm, you’ll need to have the talk…about credit cards.
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Understanding a Mortgage Prepayment Penalty
Tweet Share on Facebook August 4, 2011 CommentAlthough not as common as they were just a few years ago, there are still various loan programs that give people an option to have a prepayment penalty.
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The Myth of a “True” Credit Score
Tweet Share on Facebook August 3, 2011 Comment (2)Personal finance experts extol the benefits of periodically reviewing your credit report and score. In fact, credit reports are so important that federal law requires the three major credit reporting agencies to make credit reports available for free (see annualcreditreport.com for more details). While federal law generally does not require credit reporting agencies to give consumers their credit scores, there are many ways to get your score for free. And it’s consumers’ access to their credit score that has created a problem.
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The Real Story Behind HOA Fees and Special Assessments
Tweet Share on Facebook August 2, 2011 Comment (6)Looking at a condo or other property that has homeowners association fees? Before you sign on the dotted line, it’s best if you understand exactly where those fees are coming from and their possible risk of increasing.
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18 Tips to Ace Your Job Interview
Tweet Share on Facebook August 1, 2011 Comment (2)Finding a job in today’s economy is difficult. Simply searching for a job opportunity is tough enough. Throw in the dreaded job interview and difficult becomes downright stressful. However, it is possible to alleviate some of the stress. Here are 18 tips to help you ace your job interview. (See also: How to Answer 23 of the Most Common Interview Questions.)
