7 Travel Insurance Tips for Your Next Vacation

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I am agree with the news of the cruise ship disaster off the coast of Italy was particularly noteworthy for my family. On April 1, we set sail on a seven-day Caribbean cruise. My daughter is already freaking out, and my son is not helping matters. He’s plastered pictures of the Costa Concordia all over the house. thanks

Hm Adnan of AL 4:34PM May 21, 2012

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tonywilliams525 of CA 11:54AM May 15, 2012

insurance premiums by purchasing join cover if you are travelling as a couple.
Understand the different policies for different travellers. There are single-trip, annual, backpacker, worldwide, ski and winter sports, and other specialty travel insurance policies.
When you decide on a policy, make sure you know what activities it doesn't cover, such as certain sports (e.g., bungee jumping).
Do not count on regular, standard travel insurance should you be planning to undertake extreme or dangerous sports on your trip. You need to arrange suitable cover. Likewise, if you are not planning to undertake dangerous sports then don't buy cover for them, as you are paying for something that you don't need.
Check your credit card. Your card might provide some insurance coverage if you pay your airline ticket with it, and also on any electrical items you may have bought recently. It is often better to claim on credit card insurance as it wont effect your travel insurance claims history (someone who has claimed a lot on travel insurance in the past might find it difficult to get reinsured)

logo items of LA 12:31AM March 17, 2012

Don't just compare the prices of travel insurance products, compare also the benefits of the cover, the exclusions on the cover and other product features
Sometimes, it's useful to have a 'cooling off' period, in which you are able to decide whether or not the policy really meets your needs. If it doesn't you can cancel your policy for a full refund
Should you be planning to travel abroad on more than a single occasion in a year then you will almost certain save money by buying an annual multi-trip - travel insurance policy rather than a single travel insurance policy each time you go.

logo items of LA 12:28AM March 17, 2012