My Money

January 2012


4 Tax Breaks of Homeownership

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There are two things you can count on when you become a homeowner: You get more tax breaks, and your taxes get more complicated. Whether you’ve purchased a single-family home, town house, or condominium, there are tax breaks available to you. It’s time to get familiar with the Form 1040 and ...

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personal finance

How to Save on Tax Preparation

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The Internal Revenue Service opened the 2012 electronic tax return filing season on January 17. It can cost hundreds of dollars to have your taxes prepared for you, but if you would like to reduce the cost of tax preparation, you have several options. The majority of taxpayers can use free tax ...

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personal finance

7 Travel Insurance Tips for Your Next Vacation

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The news of the cruise ship disaster off the coast of Italy was particularly noteworthy for my family. On April 1, we set sail on a seven-day Caribbean cruise. My daughter is already freaking out, and my son is not helping matters. He’s plastered pictures of the Costa Concordia all over the house.

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personal finance

3 Tax Apps That Save Time and Cash

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You use your phone for everything from paying bills to online shopping, maybe even GPS navigation or finding new restaurants. Why? Because it's accessible at a moment's notice and chock-full of applications that allow you to do all these things and more from anywhere. So why not take it a step ...

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personal finance

5 Reasons You Need a Budget

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Who wants to be bothered with a budget? It takes time to examine what you spend, where you spend it, and how much (or how little) you bring in relative to your expenses. Plus, you could be in for some unpleasant surprises.

However, if you have dreams of buying a home, paying down debt, taking an ...

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personal finance

9 Things You Shouldn't Buy at Grocery Stores

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Grocery stores offer plenty of conveniences to make food-buying as simple as possible. Most of us head to the grocery store to pick up fresh produce, meats, cheeses, snacks, and other convenience foods, and you can pick from dozens of brands and generic items that fit your budget. Still, there are ...

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personal finance

5 Ways to Become a Self-Made Millionaire

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There is much more to life than making money. But it's safe to say that earning more money can significantly change the course of your life--especially if it's $1 million or more.

If you're wondering how to become a millionaire (and who isn't?), the answer is that most of them are self-made men and ...

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personal finance

Quick Ways to Reduce Your Expenses

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It may be time to go into emergency mode. If you just lost your job, received a giant medical bill, or otherwise experienced a huge financial setback and have an urgent need to cut your expenses, the following tips can help.

These suggestions can also be helpful if you just want to find some extra ...

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personal finance

Suze Orman Enters the Prepaid Card Market

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It’s common to see celebrities profit from their fame. We often see movie stars and professional athletes promoting products on TV or in magazines. Before his fall from grace, for example, Tiger Woods made far more money promoting the likes of Nike and Accenture than he did playing golf. And that ...

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personal finance

4 Financial Lessons From the NFL Season

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There are few sports as exciting and stressful as the National Football League, and as the league enters its playoffs, it's fun to look back and marry two of my interests--the game and finances. You might think there's little we can learn from athletes earning hundreds of thousands to millions of ...

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personal finance

5 Ways to Sell Unwanted Gift Cards

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I have a love/hate relationship with gift cards. On the one hand, they are easy gifts to buy for friends and family. On the other hand, I hate using them. You’re stuck with whatever store the gift card is from, and I have dozens of cards all with a balance of less than a buck or two that I’ll never ...

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personal finance